Financials Banco de Sabadell, S.A. Borsa Italiana

Equities

4SAB

ES0113860A34

Banks

Real-time Estimate Tradegate 02:15:35 2024-07-17 pm EDT 5-day change 1st Jan Change
1.926 EUR +1.45% Intraday chart for Banco de Sabadell, S.A. +2.87% +71.11%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 5,760 1,990 3,301 4,920 6,046 10,243 - -
Enterprise Value (EV) 1 5,760 1,990 3,301 4,920 6,046 10,243 10,243 10,243
P/E ratio 8 x 35.4 x 7.4 x 6.78 x 4.84 x 6.74 x 7.23 x 7.35 x
Yield 3.85% - 5.07% 4.54% 5.39% 5.36% 5.11% 5.37%
Capitalization / Revenue 1.17 x 0.38 x 0.66 x 0.93 x 0.99 x 1.68 x 1.68 x 1.68 x
EV / Revenue 1.17 x 0.38 x 0.66 x 0.93 x 0.99 x 1.68 x 1.68 x 1.68 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.44 x 0.15 x 0.25 x 0.36 x 0.42 x 0.69 x 0.64 x 0.6 x
Nbr of stocks (in thousands) 5,538,176 5,620,958 5,578,404 5,586,285 5,432,000 5,414,000 - -
Reference price 2 1.040 0.3540 0.5918 0.8808 1.113 1.892 1.892 1.892
Announcement Date 1/30/20 2/1/21 1/27/22 1/26/23 2/1/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 4,932 5,302 5,026 5,289 6,109 6,111 6,086 6,087
EBITDA - - - - - - - -
EBIT 1 1,719 1,841 1,719 2,298 2,880 3,061 3,012 2,941
Operating Margin 34.85% 34.72% 34.2% 43.45% 47.14% 50.1% 49.49% 48.32%
Earnings before Tax (EBT) 1 951 -121 620 1,243 1,891 2,198 2,031 1,916
Net income 1 768 2 530 859 1,332 1,521 1,395 1,323
Net margin 15.57% 0.04% 10.55% 16.24% 21.8% 24.88% 22.92% 21.73%
EPS 2 0.1300 0.0100 0.0800 0.1300 0.2300 0.2806 0.2618 0.2574
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.0400 - 0.0300 0.0400 0.0600 0.1014 0.0967 0.1015
Announcement Date 1/30/20 2/1/21 1/27/22 1/26/23 2/1/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2020 S1 2021 S1 2021 Q4 2022 Q1 2022 Q2 2022 S1 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 S1 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 S1 2024 Q3 2024 Q4
Net sales 1 2,515 2,357 1,118 1,285 1,222 2,507 1,354 1,449 1,450 1,498 2,809 1,638 1,550 1,571 1,581 3,020 - -
EBITDA - - - - - - - - - - - - - - - - - -
EBIT 1 898 845 360 560 508 1,067 677 553 581 750 1,331 885 663 693 823.2 1,499 - -
Operating Margin 35.71% 35.85% 32.2% 43.58% 41.57% 42.56% 50% 38.16% 40.07% 50.07% 47.38% 54.03% 42.77% 44.11% 52.06% 49.64% - -
Earnings before Tax (EBT) 1 86 298 93 320 253 572 447 223 342 507 849 654 387 484 611.8 1,067 - -
Net income 1 146 220 161 213 179 393 317 149 205 359 564 464 304 308 446 733 451.1 477.5
Net margin 5.81% 9.33% 14.4% 16.58% 14.65% 15.68% 23.41% 10.28% 14.14% 23.97% 20.08% 28.33% 19.61% 19.61% 28.2% 24.27% - -
EPS 2 - - 0.0300 0.1000 0.0100 - 0.0300 -0.0100 0.0366 0.0600 - 0.0883 0.0451 0.0569 0.0834 - 0.0866 0.0922
Dividend per Share 2 - - 0.0300 - 0.0300 - - 0.0200 0.0200 0.0200 - - 0.0300 - - - - 0.0690
Announcement Date 7/31/20 7/29/21 1/27/22 4/28/22 7/28/22 7/28/22 10/27/22 1/26/23 4/27/23 7/27/23 7/27/23 10/25/23 2/1/24 4/24/24 - - - -
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 5.94% 0.02% 4.05% 6.31% 9.48% 10.3% 8.83% 7.93%
ROA (Net income/ Total Assets) 0.35% - 0.22% 0.34% 0.54% 0.6% 0.55% 0.51%
Assets 1 219,429 - 240,909 252,647 246,667 254,131 254,417 261,886
Book Value Per Share 2 2.380 2.320 2.390 2.470 2.660 2.760 2.980 3.150
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 1/30/20 2/1/21 1/27/22 1/26/23 2/1/24 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
15
Last Close Price
1.892 EUR
Average target price
2.083 EUR
Spread / Average Target
+10.11%
Consensus
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  5. Financials Banco de Sabadell, S.A.