AmeriServ Financial, Inc. reported unaudited consolidated earnings results for the fourth quarter and full year 2014. The company reported fourth quarter 2014 net income available to common shareholders of $697,000, or $0.04 per diluted common share. This compares to net income available to common shareholders of $1,789,000, or $0.09 per diluted common share, reported for the fourth quarter of 2013. The company's net interest income in the fourth quarter of 2014 increased by $134,000 from the prior year's fourth quarter. Pretax income was $1,147,000 against $2,719,000 a year ago.

For the year ended December 31, 2014, the company reported net income available to common shareholders of $2,813,000, or $0.15 per diluted share. This represented a 42.3% decline in earnings per share from the full year 2013 where net income available to common shareholders totaled $4,984,000 or $0.26 per diluted common share. The company's net interest income for the full year 2014 increased by $1,183,000, or 3.6%, when compared to the full year 2013. Pretax income was $4,621,000 against $7,482,000 a year ago.