Financials American Express Company Börse Stuttgart

Equities

AEC1

US0258161092

Consumer Lending

Real-time Estimate Tradegate 03:10:00 2024-07-17 am EDT 5-day change 1st Jan Change
228.4 EUR -0.03% Intraday chart for American Express Company +4.84% +35.05%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 101,867 97,356 126,717 110,404 136,523 179,560 - -
Enterprise Value (EV) 1 101,867 97,356 126,717 110,404 136,523 179,560 179,560 179,560
P/E ratio 15.6 x 32.1 x 16.3 x 15 x 16.7 x 19.3 x 16.9 x 14.8 x
Yield 1.32% 1.42% 1.05% 1.41% 1.28% 1.12% 1.2% 1.37%
Capitalization / Revenue 2.34 x 2.7 x 2.99 x 2.09 x 2.26 x 2.7 x 2.48 x 2.3 x
EV / Revenue 2.34 x 2.7 x 2.99 x 2.09 x 2.26 x 2.7 x 2.48 x 2.3 x
EV / EBITDA - - - - 7.99 x 7.32 x 6.56 x 5.97 x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 4.7 x 4.55 x 6.05 x 4.75 x 5.12 x 5.82 x 5.15 x 4.75 x
Nbr of stocks (in thousands) 818,271 805,190 774,556 747,233 728,746 719,303 - -
Reference price 2 124.5 120.9 163.6 147.8 187.3 249.6 249.6 249.6
Announcement Date 1/24/20 1/26/21 1/25/22 1/27/23 1/26/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 43,556 36,087 42,380 52,862 60,515 66,409 72,280 78,063
EBITDA 1 - - - - 17,087 24,524 27,386 30,084
EBIT 1 12,002 9,026 9,270 11,767 15,436 18,001 19,490 20,414
Operating Margin 27.56% 25.01% 21.87% 22.26% 25.51% 27.11% 26.97% 26.15%
Earnings before Tax (EBT) 1 8,429 4,296 10,689 9,585 10,513 12,178 13,527 14,912
Net income 1 6,663 3,036 7,917 7,400 8,252 9,296 10,390 11,452
Net margin 15.3% 8.41% 18.68% 14% 13.64% 14% 14.37% 14.67%
EPS 2 7.990 3.770 10.02 9.850 11.21 12.93 14.80 16.82
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 1.640 1.720 1.720 2.080 2.400 2.807 3.006 3.413
Announcement Date 1/24/20 1/26/21 1/25/22 1/27/23 1/26/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 12,145 11,735 13,395 13,556 14,176 14,281 15,054 15,381 15,799 15,801 16,605 16,778 17,270 17,197 17,990
EBITDA - - - - - - - - - - - - - - -
EBIT 1 2,359 2,679 2,953 3,237 2,898 3,222 4,000 4,333 3,949 4,414 4,572 4,522 4,502 4,602 4,955
Operating Margin 19.42% 22.83% 22.05% 23.88% 20.44% 22.56% 26.57% 28.17% 25% 27.93% 27.53% 26.95% 26.07% 26.76% 27.55%
Earnings before Tax (EBT) 1 2,306 2,712 2,543 2,459 1,871 2,167 2,734 3,100 2,512 3,145 3,099 3,092 2,847 3,086 3,416
Net income 1 1,679 2,069 1,964 1,851 1,546 1,788 2,142 2,418 1,904 2,405 2,360 2,354 2,167 2,337 2,586
Net margin 13.82% 17.63% 14.66% 13.65% 10.91% 12.52% 14.23% 15.72% 12.05% 15.22% 14.21% 14.03% 12.55% 13.59% 14.38%
EPS 2 2.180 2.730 2.570 2.470 2.070 2.400 2.890 3.300 2.620 3.330 3.261 3.324 3.063 3.439 3.670
Dividend per Share 2 0.4300 0.5200 0.5200 0.5200 0.5200 0.6000 0.6000 0.6000 0.6000 0.7000 0.7000 0.7091 0.7091 0.7850 0.7850
Announcement Date 1/25/22 4/22/22 7/22/22 10/21/22 1/27/23 4/20/23 7/21/23 10/20/23 1/26/24 4/19/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 30.4% 13.2% 35.2% 30.2% 31.5% 31.9% 32.6% 33.7%
ROA (Net income/ Total Assets) 3.54% 1.56% 4.17% 3.55% 3.37% 3.41% 3.61% 3.6%
Assets 1 188,487 194,503 189,993 208,498 244,728 272,567 287,760 317,873
Book Value Per Share 2 26.50 26.60 27.10 31.10 36.60 42.90 48.40 52.50
Cash Flow per Share 16.40 6.940 18.50 - - - - -
Capex 1,645 1,478 1,550 - 1,563 - - -
Capex / Sales 3.78% 4.1% 3.66% - 2.58% - - -
Announcement Date 1/24/20 1/26/21 1/25/22 1/27/23 1/26/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
30
Last Close Price
249.6 USD
Average target price
242.8 USD
Spread / Average Target
-2.75%
Consensus
  1. Stock Market
  2. Equities
  3. AXP Stock
  4. AEC1 Stock
  5. Financials American Express Company