Stock APER3 ALPER CONSULTORIA E CORRETORA DE SEGUROS S.A.
Add to a list
To use this feature you must be a member
Log inSign up

Financials Alper Consultoria e Corretora de Seguros S.A.

Equities

APER3

BRAPERACNOR9

Multiline Insurance & Brokers

Delayed Sao Paulo
Other stock markets
 09:53:09 2024-07-03 am EDT 		5-day change 1st Jan Change
45.31 BRL +1.03% Intraday chart for Alper Consultoria e Corretora de Seguros S.A. -0.77% +4.42%
May. 09 Alper Consultoria e Corretora de Seguros S.A. Reports Earnings Results for the First Quarter Ended March 31, 2024 CI
Mar. 25 Alper Consultoria e Corretora de Seguros S.A. Reports Earnings Results for the Full Year Ended December 31, 2023 CI

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 132.6 322.4 369.9 511 528.2 848.8
Enterprise Value (EV) 1 97.7 247.1 330.5 444.1 427 882.4
P/E ratio -0.81 x 129 x -531 x 109 x 17.6 x -129 x
Yield - 0.18% - - 1.2% -
Capitalization / Revenue 1.51 x 3.54 x 3.55 x 3.47 x 2.17 x 2.66 x
EV / Revenue 1.12 x 2.71 x 3.18 x 3.02 x 1.75 x 2.76 x
EV / EBITDA 19.7 x 11.6 x 10.5 x 9.65 x 7.58 x 11.4 x
EV / FCF 7.04 x 9.82 x 13.7 x 8.73 x 6.2 x 21 x
FCF Yield 14.2% 10.2% 7.29% 11.5% 16.1% 4.76%
Price to Book 1.42 x 1.83 x 2.08 x 1.72 x 1.12 x 1.81 x
Nbr of stocks (in thousands) 7,368 11,118 11,199 15,181 19,562 19,562
Reference price 2 18.00 29.00 33.03 33.66 27.00 43.39
Announcement Date 3/26/19 3/26/20 3/25/21 3/16/22 3/29/23 3/25/24
1BRL in Million2BRL
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 87.58 91.13 104.1 147.1 243.4 319.2
EBITDA 1 4.96 21.25 31.58 46.04 56.33 77.15
EBIT 1 -2.869 15.98 21.39 34.23 37.79 58.45
Operating Margin -3.28% 17.53% 20.56% 23.27% 15.53% 18.31%
Earnings before Tax (EBT) 1 -164.8 2.576 -2.724 3.009 12.14 -15.77
Net income 1 -163.7 2.501 -0.694 4.441 26.66 -6.568
Net margin -186.93% 2.74% -0.67% 3.02% 10.95% -2.06%
EPS 2 -22.22 0.2250 -0.0622 0.3100 1.536 -0.3354
Free Cash Flow 1 13.88 25.15 24.08 50.86 68.92 41.96
FCF margin 15.84% 27.6% 23.14% 34.56% 28.31% 13.15%
FCF Conversion (EBITDA) 279.78% 118.34% 76.26% 110.46% 122.34% 54.39%
FCF Conversion (Net income) - 1,005.51% - 1,145.16% 258.49% -
Dividend per Share - 0.0532 - - 0.3237 -
Announcement Date 3/26/19 3/26/20 3/25/21 3/16/22 3/29/23 3/25/24
1BRL in Million2BRL
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - 33.6
Net Cash position 1 34.9 75.4 39.4 66.9 101 -
Leverage (Debt/EBITDA) - - - - - 0.436 x
Free Cash Flow 1 13.9 25.1 24.1 50.9 68.9 42
ROE (net income / shareholders' equity) -93.7% 1.86% -0.5% 1.85% 6.87% -1.47%
ROA (Net income/ Total Assets) -0.82% 5.01% 4.76% 5.15% 3.63% 4.59%
Assets 1 19,980 49.93 -14.58 86.27 734.7 -143.2
Book Value Per Share 2 12.60 15.80 15.90 19.50 24.20 24.00
Cash Flow per Share 2 0.7200 0.3900 0.2800 0.4400 0.1400 0.0500
Capex 1 1.71 4.19 2.59 3.7 16 23.1
Capex / Sales 1.95% 4.59% 2.49% 2.52% 6.59% 7.25%
Announcement Date 3/26/19 3/26/20 3/25/21 3/16/22 3/29/23 3/25/24
1BRL in Million2BRL
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Sector Insurance Brokers

1st Jan change Capi.
ALPER CONSULTORIA E CORRETORA DE SEGUROS S.A. Stock Alper Consultoria e Corretora de Seguros S.A.
+4.42% 164M
ARTHUR J. GALLAGHER & CO. Stock Arthur J. Gallagher & Co.
+16.79% 57.25B
WILLIS TOWERS WATSON PUBLIC LIMITED COMPANY Stock Willis Towers Watson Public Limited Company
+7.94% 26.8B
BROWN & BROWN, INC. Stock Brown & Brown, Inc.
+26.62% 25.57B
CAIXA SEGURIDADE PARTICIPAÇÕES S.A. Stock Caixa Seguridade Participações S.A.
+12.09% 7.55B
RYAN SPECIALTY HOLDINGS, INC. Stock Ryan Specialty Holdings, Inc.
+33.57% 6.83B
STEADFAST GROUP LIMITED Stock Steadfast Group Limited
+4.64% 4.53B
GO DIGIT GENERAL INSURANCE LIMITED Stock Go Digit General Insurance Limited
0.00% 3.75B
AUB GROUP LIMITED Stock AUB Group Limited
+10.74% 2.41B
THE BALDWIN INSURANCE GROUP, INC. Stock The Baldwin Insurance Group, Inc.
+49.04% 2.39B
Insurance Brokers
  1. Stock Market
  2. Equities
  3. APER3 Stock
  4. Financials Alper Consultoria e Corretora de Seguros S.A.