Financials ACNB Corporation

Equities

ACNB

US0008681092

Banks

Market Closed - Nasdaq Other stock markets 04:00:00 2024-07-12 pm EDT			5-day change	1st Jan Change
37.31 ^USD	-0.19%		+14.41%	-16.64%

Jul. 01	ACNB Corporation(NasdaqCM:ACNB) added to Russell 2000 Dynamic Index	CI
May. 09	ACNB Corporation Announces Election of Alexandra Chiaruttini to Board of Directors	CI

Valuation

Fiscal Period: December	2023	2024	2025
Capitalization ¹	380.8	318.6	-
Enterprise Value (EV) ¹	380.8	318.6	318.6
P/E ratio	12.1 x	11.4 x	11 x
Yield	2.55%	3.38%	3.51%
Capitalization / Revenue	3.57 x	2.97 x	2.87 x
EV / Revenue	3.57 x	2.97 x	2.87 x
EV / EBITDA	-	-	-
EV / FCF	-	-	-
FCF Yield	-	-	-
Price to Book	1.37 x	1.08 x	1.02 x
Nbr of stocks (in thousands)	8,508	8,540	-
Reference price ²	44.76	37.31	37.31
Announcement Date	1/25/24	-	-

¹USD in Million²USD

Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December	2023	2024	2025
Net sales ¹	106.8	107.3	111
EBITDA	-	-	-
EBIT ¹	45.92	36.19	37.49
Operating Margin	43.01%	33.74%	33.76%
Earnings before Tax (EBT) ¹	39.85	35.08	35.83
Net income ¹	31.69	27.59	28.24
Net margin	29.68%	25.72%	25.43%
EPS ²	3.710	3.275	3.390
Free Cash Flow	-	-	-
FCF margin	-	-	-
FCF Conversion (EBITDA)	-	-	-
FCF Conversion (Net income)	-	-	-
Dividend per Share ²	1.140	1.260	1.310
Announcement Date	1/25/24	-	-

¹USD in Million²USD

Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2
Net sales ¹	-	28.42	28.06	22.46	26.26	26.88	27.31	26.83	26.66	27.87
EBITDA	-	-	-	-	-	-	-	-	-	-
EBIT ¹	-	12.14	11.89	9.751	8.539	9.273	9.408	8.842	8.709	9.637
Operating Margin	-	42.72%	42.38%	43.41%	32.52%	34.5%	34.45%	32.95%	32.67%	34.57%
Earnings before Tax (EBT) ¹	-	12.06	11.63	4.746	8.526	9.05	9.031	8.514	8.462	9.187
Net income ¹	9.023	9.524	9.044	4.097	6.768	7.086	7.098	6.669	6.67	7.205
Net margin	-	33.51%	32.24%	18.24%	25.77%	26.36%	25.99%	24.85%	25.02%	25.85%
EPS ²	1.060	1.120	1.060	0.4800	0.8000	0.8350	0.8450	0.7950	0.7950	0.8600
Dividend per Share ²	-	0.2800	0.2800	0.3000	0.3000	0.3200	0.3200	0.3200	0.3200	0.3300
Announcement Date	4/27/23	7/27/23	10/27/23	1/25/24	4/25/24	-	-	-	-	-

¹USD in Million²USD

Estimates

Balance Sheet Analysis

Fiscal Period: December	2023	2024	2025
Net Debt	-	-	-
Net Cash position	-	-	-
Leverage (Debt/EBITDA)	-	-	-
Free Cash Flow	-	-	-
ROE (net income / shareholders' equity)	12.2%	9.75%	9.5%
ROA (Net income/ Total Assets)	1.32%	1.12%	1.11%
Assets ¹	2,392	2,463	2,556
Book Value Per Share ²	32.70	34.40	36.40
Cash Flow per Share	-	-	-
Capex	-	-	-
Capex / Sales	-	-	-
Announcement Date	1/25/24	-	-

¹USD in Million²USD

Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Ratings for ACNB Corporation

Trading Rating

Investor Rating

ESG Refinitiv

C-

More Ratings

Analysts' Consensus

Sell

Buy

Mean consensus

HOLD

Number of Analysts

Last Close Price

37.31 USD

Average target price

37 USD

Spread / Average Target

-0.83%

Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

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