ACI Worldwide announced that BMO Financial Group (BMO) is using its UP Real-Time Payments solution as part of its real-time payments capabilities for customers across North America. ACI’s UP Real-Time Payments solution is the only global solution that allows financial institutions to address their RTGS (Real-time Gross Settlement), SWIFT messaging, ACH and real-time faster payments needs with a single, universal offering. ACI enables faster time to market, better management of cash flow, improved secure payments and fraud detection capabilities, simplified connectivity to new payments types, and transparency for customers in tracking their payments.