Targeted Medium-Term Refinancing Facility Report as at 30 December 2020

TARGETED MEDIUM-TERM REFINANCING FACILITY REPORT

AS AT 30 DECEMBER 2020

SUMMARY OF APPLICATIONS, APPROVALS AND DISBURSEMENTS Table 1: Advances Applied for (value in K' million)1

Category	Number of FSPs	Value
Banks	13	6,818.65
Non-Banks	18	1,881.50
Total	31	8,700.15

Table 2: Approved Advances (Value in K'millions)

Category	Number of FSPs	Value	Approval
			Percentage*
Banks	11	6,317.23	92.7%
Non-Banks	12	1,441.59	76.6%
Total	23	7,758.82	89.2%

*Amount approved as a percentage of applications received.

Table 3: Approved Advances - Priority and Non-Priority Sectors (K 'millions)

Category		Value of Amount	Value of Amount (Non-
			(Priority Sectors)		Priority Sectors)
Banks	3,951.08		2,366.15
Non-Banks	539.70		901.89
Total	4,490.78		3,268.04
Table 4: Disbursed Advances (Value in K' millions)2
Category			Number of FSPs		Value		Disbursed
							Percentage
Banks			8		2,242.39		35.5%
Non-Banks			10		1,056.30		73.3%
Total			18		3,298.69		42.5%
Table 5: Number of Beneficiaries from Disbursed Advances3
Category		Individuals	Other Customers		Total
			/Households
Banks		7		281		288
Non-Banks		25,300		6,431		31,731
Total		25,307		6,712		32,019

1. One FSP may have more than one application
2. Refer to Chart 1 for detailed breakdown of total disbursements to respective institutions
3. Refer to Chart 2 for detailed breakdown of 32,019 borrowers who have benefitted from the Facility

Non-Banks

Banks

													Disbursements in K'million
Agora10.49
Zambia Home Loans			11.27
Natsave																																500.00
ZNBS				78.65
Microfinace Zambia														104.00
Altus	3.89
Xtenda														73.97
Izwe														197.10
Betternow				2.98
Pulse						74.00
ZICB			36.10
First Alliance						20.70
Absa								89.50
First Capital										61.00
Stanbic																														494.40
Access															99.80
Indo-Zambia																																						907.80
Atlas Mara																																		533.00
0.00			100.00	200.00	300.00	400.00	500.00	600.00	700.00	800.00	900.00	1000.00

No of Beneficiaries

Other									1,248				9
Wholesale trade and retail trade									1,249				94
Transportation and warehouse						54				16
Tourism									326				20
Real estate									133				12
Financial services	-								4
Mining and quarrying									1,547				3
Manufacturing						144			34
Individuals and households						25,300			7
Health care						395			1
Energy						22				7
Educational						342			7
Construction					13						17
Community Services	-					17
Communication	-					2
Agriculture						958			38
				Non Banks			Banks