Targeted Medium-Term Refinancing Facility Report As At 31 December 2021

TARGETED MEDIUM-TERM REFINANCING FACILITY REPORT

AS AT 31 DECEMBER 2021

SUMMARY OF APPLICATIONS, APPROVALS AND DISBURSEMENTS Table 1: Advances Applied for (value in K' million)1

Category	Number of	Number of	Value
	FSPs	Applications
Banks	14	24	8,625.34
Non-Banks	19	35	3,425.70
Total	33	59	12,051.04

Table 2: Approved Advances (Value in K' millions)

Category	Number of FSPs	Number of	Value	Approval
		Applications		Percentage*
Banks	10	20	7,554.08	87.6
Non-Banks	13	21	2,245.29	65.5
Total	23	40	9,799.37	81.3

*Amount approved as a percentage of applications received.

Table 3: Disbursed Advances (Value in K' millions)2

Category	Number of FSPs	Value	Disbursed
			Percentage*
Banks	10	7,140.91	94.5%
Non-Banks	11	2,091.45	93.1%
Total	21	9,232.37	94.2%

*Disbursement as a percentage of approved amount.

Table 4: Number of Beneficiaries from Disbursed Advances3

Category	Individuals	Other Customers	Total
	/Households
Banks	7,112	494	7,606
Non-Banks	31,987	22,838	54,825
Total	39,099	23,332	62,431

1. One FSP may have more than one application
2. Refer to chart 1 for breakdown of disbursements per Financial Service Provider
3. Refer to chart 2 for detailed breakdown of beneficiaries per sector

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Chart 1: Disbursements Per Financial Service Provider

Disbursements in K'million

Non-Banks

Banks

Bayport																		712.50
Agora					17.71
Zambia Home Loans					22.89
Natsave																												500.00
ZNBS				220.00
Microfinace Zambia																104.00
Altus				4.45
Xtenda								96.36
Izwe																336.57
Betternow					2.98
Pulse										74.00
ZANACO																							975.71
FNB																						550.00
ZICB						36.10
First Alliance											50.20
Absa																										1106.40
First Capital													121.00
Stanbic																																	1789.07
Access																	218.62
Indo-Zambia																																	1543.82
Atlas Mara																													750.00
0.00	200.00	400.00		600.00	800.00	1000.00 1200.00 1400.00 1600.00 1800.00 2000.00

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Chart 2: No of Beneficiaries Per Sector

No of Beneficiaries

Other										15,347			25
Wholesale trade and retail trade										1,754			141
Transportation and warehouse										402			29
Tourism										321			29
Real estate										134			15
Financial services						6						4
Mining and quarrying										1,569			4
Manufacturing							132			61
Individuals and households							31,987		7112
Health care							395		2
Energy					13							10
Educational							1,141		13
Construction		13							22
Community Services	1						20
Communication	-						8
Agriculture							1,610		111
				Non Banks			Banks

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