Masami Watanabe

The Hokuetsu Bank, Ltd. engages in the provision of financial services. It operates through the following segments: Banking, Leasing, Credit Guarantee, and Others. The Banking segment handles domestic and foreign exchange, trading and investments, deposits, loans, and securities. The Leasing segment performs leasing services. The Credit Guarantee segment offers credit guarantee services. The Others segment deals with credit card business and research information on economics and communities. The company was founded on December 20, 1878 and is headquartered in Nagaoka, Japan.