Colin McCarthy

BHSF Employee Benefits Ltd. is a market-leading not-for-profit health insurer which can trace its history back to a charity which started in 1873, The Birmingham Hospital Saturday Fund, set up to help fund Birmingham hospitals.^ ^ BHSF was founded by an eminent Birmingham surgeon, Joseph Sampson Gamgee, who encouraged payroll contributions to support local hospitals (a practice which continued until the advent of the NHS in 1948) and the running of a convalescence service. The Company later developed into the provision of health cash plans and has since grown to be a significant health insurer.^ ^ BHSF is a 'not for profit' organization limited by guarantee. The Company is run for the benefit of its policyholders and does not have shareholders. The Company has philanthropic roots and a proud history.^ ^ Now, BHSF insures 400,000 people through 225,000 policies. Most of these help customers with their everyday health costs - that do not come free or easy on the NHS - such as optical, dental, therapies, health consultations and much more. Also, BHSF has brought its not-for-profit philosophy to the marketing of other health-related products and HR services including absence management, employee assistance programs, personal accident insurance, annual travel insurance, Care4 life insurance and Plan4Life cancer insurance.^ ^ Three quarters of BHSF's business is transacted through employers who pay the premiums for their employees or alternatively offer payroll-deduction arrangements. Employees therefore enjoy corporate rates which are heavily discounted. The remaining policies are paid by direct debit.^ ^ BHSF's association with 30 client organizations can be traced back for 125 years or more - these include Mondalez International (formerly Cadbury's), Birmingham City Council and West Midlands Police. More recently, major employers have wanted nationwide service to their sites in different parts of the country; BHSF has grown with this need and has a nationwide team dealing with sales and support. Its 3,000 client organizations include some of the UK's biggest names - like Argos, Sainsbury's, General Motors and Homebase - along with many hundreds of SMEs and smaller businesses.^ ^ Being a not-for-profit organisation means that more value can be ploughed back into products. Having no-one to serve but its customers is a very powerful message. The quality theme carries through to its service standards. For instance, 475,000 claims are paid each year, and they authorise payment of 90% of eligible claims within two working days of receipt. The training and support given to staff are reflected by its accreditations by IIP and ISO 9001:2008. Mike Tresham won the Future Face of Business title and the Company won the award for Excellence in Contributing to the Community, jointly with Arup, at the Birmingham Chamber of Commerce Awards in April 2013.

Part of Covéa SGAM, Covéa Life Ltd. is a British company that provides life insurance services. The company is based in West Malling, UK. The company was founded in 1967. The CEO is Georges de Macedo.

Part of AnaCap Financial Partners Ltd, Novia Financial Plc is a financial company based in Bath, UK. The British company's main focus is on providing a transparent and competitive charging platform with an independent management team. Novia Financial offers a competitive salary, discretionary bonus scheme, and 34 days holiday per calendar year including bank holidays, with the option to purchase or sell up to 5 additional days per year. Interested individuals can visit the company's website to view available vacancies. The CEO of the company is William George Vasilieff. Novia Financial was acquired by AnaCap Financial Partners Ltd from Novia Financial Holdings Ltd.

BHSF Group Ltd. provides health insurance products and services to individuals, corporate, and intermediary sectors. The company was founded in 2003 and is headquartered in Birmingham, the United Kingdom.

BHSF Ltd. provides non-life insurance services. It specializes in employee benefits, health insurance, flexible benefits and HR support services. The company was founded by Joseph Sampson Gamgee in 1873 and is headquartered in Birmingham, the United Kingdom.

Countrywide Assured Plc provides long term financial protection for home and family. It offers protection plans, mortgage endowment, savings plans, single premium bonds, and pension policies and permanent health insurance policies. The company was founded in 1988 and is headquartered in Preston, the United Kingdom.

Newco One Ltd. provides industrial and commercial gas equipment servicing activities. The company is headquartered in Windsor, the United Kingdom.

AIG Life Ltd. provides term life, critical illness, and income protection coverage insurance services. The firm offers services to the business and individuals. The company is headquartered in London, the United Kingdom.

Part of BHSF Group Ltd., BHSF Occupational Health Ltd. is a British company that provides employee health and wellbeing benefits, HR support services, and affordable health insurance for individuals, employees, and intermediaries. The company is based in Birmingham, UK. The company offers an Employee Assistance Program (EAP) that promotes early intervention and prevention, providing employees with access to emotional, financial, and legal support when needed. The company's Occupational Health services focus on early intervention and getting employees access to specialists. The company was founded in 2002, and Anthony Philip McCrea has been the CEO of the company since 2014.

Occupational Health Consultants Ltd (OHC) was founded in 1994 by Dr Phillip McCrea. They now have a proven track record in setting up and managing over 40 health units throughout Ireland, specializing in sickness absence management. The main company offices are situated in Holywood, Northern Ireland and Dublin, Ireland. The main difference between OHC and their competitors is their commitment to independence and dedication to offering solutions to both Employers and their Employees. This is their core value which ensures that their clients have confidence in their decisions and services. OHC supplies many various occupational health services to over 400 corporate bodies with a diverse spread of both public sector and private sector clients. Their services include Health Surveillance and Screening, Pre-Employment Screening and Corporate Services (Workplace safety regulations etc).

Alpha Financial Markets Consulting Ltd. operates as an asset management consulting company. Its services include strategy and advisory, evaluation and Selection, implementation and execution, and benchmarking. The company was founded by Nicholas Benjamin Baker in 2003 and is headquartered in London, the United Kingdom.

Global Risk Partners Ltd. engages in the provision of investment advisory services. It offers broker and underwriting services. The company was founded by Peter Geoffrey Cullum, Stephen Alan Ross, and David Basil Margrett in October 2013 and is headquartered in London, the United Kingdom.

Part of Covéa SGAM, Covea Insurance Plc is a British UK-based insurance company that offers a wide range of home, motor, and commercial insurance. The company provides guidance on Brexit and green card, as well as cyber protection for businesses and people. Covea Insurance also offers executive motor claims and is backed by great service. The company was founded in 2012, and Georges de Macedo has been the CEO of the company since 2023.

Part of BHSF Group Ltd., WellWork Ltd. is a British company that provides occupational health services. The company is based in Newcastle-upon-Tyne, UK. WellWork was acquired by BHSF Employee Benefits Ltd. on April 10, 2015.

Novia Financial Holdings Ltd. is a holding British company founded in 2008. The private company is based in Bath, UK. The company provides wealth management platform services for investment advisers through its subsidiaries. and has subsidiaries in United Kingdom.

Part of BHSF Group Ltd., BHSF Corporate Healthcare (Holdings) Ltd. engages in other human health activities. The company is based in Birmingham, UK.

Part of BHSF Group Ltd., M3OH Services Ltd. provides health care services. The company is based in Pershore, UK. M3OH Services was acquired by BHSF Group Ltd. on June 15, 2015.

BHSF Newhall Medical Practice Ltd. provides occupational health and other medical services. It specializes in occupational health, vaccinations, travel jabs, and general practitioner consultations. The company was founded on March 27, 2002 and is headquartered in Birmingham, the United Kingdom.

Nexus Healthcare Ltd. provides occupational health and wellbeing services. Its benefits include reduced sickness absence rates and associated costs, increased employee productivity and morale, compliance with health and safety legislation as well as the Disability Discrimination Act 2005 and management and reduction of work related stress. The company is headquartered in London, the United Kingdom.

Part of Paradigm Management Partners LLP, Amber Financial Investments Ltd. is a British company that provides financial planning services. The company is based in Cheadle, UK.

Part of Helix Charitable Trust, BizSpace Holdings Ltd. is a holding British company that provides property management services through its subsidiaries. The company is based in London, UK and was founded in 2015.

Part of Brown & Brown, Inc., Brown & Brown (Europe) Holdco Ltd. is a holding British company that provides insurance services. The company is based in London, UK. The company was founded in 2022. The CEO is Michael Andrew Bruce.

Alpha Financial Markets Consulting Group Ltd. provides business management and consulting services. The firm’s capabilities include strategy and advisory, evaluation and selection, implementation and execution, implementation services, development and testing. The company was founded by Nick Baker and is headquartered in London, the United Kingdom.