Financials LCNB Corp.

Equities

LCNB

US50181P1003

Banks

Market Closed - Nasdaq 04:00:00 2024-05-24 pm EDT 5-day change 1st Jan Change
14.42 USD +1.05% Intraday chart for LCNB Corp. -2.96% -8.56%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 249.5 189.2 242.8 202.8 175.4 203.9 -
Enterprise Value (EV) 1 249.5 189.2 242.8 202.8 175.4 203.9 203.9
P/E ratio 13.4 x 9.48 x 11.8 x 9.33 x 14.3 x 17.6 x 12 x
Yield - 4.97% 3.94% 4.5% 5.39% 6.1% 6.1%
Capitalization / Revenue 4.59 x 3.37 x 4.25 x 3.32 x 3.11 x 3.51 x 3.16 x
EV / Revenue 4.59 x 3.37 x 4.25 x 3.32 x 3.11 x 3.51 x 3.16 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book - - 1.02 x 1.01 x 0.88 x 0.85 x 0.83 x
Nbr of stocks (in thousands) 12,928 12,879 12,433 11,267 11,124 14,143 -
Reference price 2 19.30 14.69 19.53 18.00 15.77 14.42 14.42
Announcement Date 1/29/20 1/29/21 1/28/22 1/27/23 1/31/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 54.41 56.22 57.12 61.04 56.35 58.1 64.5
EBITDA - - - - - - -
EBIT - - 25.01 - - - -
Operating Margin - - 43.79% - - - -
Earnings before Tax (EBT) 1 23.02 24.16 25.58 26.95 15.26 13.7 20.9
Net income 1 18.91 20.08 20.97 22.13 12.63 11.4 17.2
Net margin 34.76% 35.71% 36.72% 36.25% 22.41% 19.62% 26.67%
EPS 2 1.440 1.550 1.660 1.930 1.100 0.8200 1.200
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 - 0.7300 0.7700 0.8100 0.8500 0.8800 0.8800
Announcement Date 1/29/20 1/29/21 1/28/22 1/27/23 1/31/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 14.31 14.22 15.17 15.44 16.21 13.94 14.18 13.57 14.66 13.9 13.9 14.9 15.4 15.6 15.9
EBITDA - - - - - - - - - - - - - - -
EBIT 6.043 5.523 7.226 6.675 - - - - - - - - - - -
Operating Margin 42.23% 38.83% 47.64% 43.22% - - - - - - - - - - -
Earnings before Tax (EBT) 1 6.854 5.474 6.849 6.832 7.791 5.055 5.715 5.019 -0.529 2.227 3 4 4.5 4.7 5
Net income 1 5.627 4.523 5.618 5.579 6.408 4.157 4.694 4.07 -0.293 1.915 2.5 3.3 3.7 3.9 4.1
Net margin 39.32% 31.8% 37.04% 36.12% 39.54% 29.82% 33.11% 29.99% -2% 13.78% 17.99% 22.15% 24.03% 25% 25.79%
EPS 2 0.4500 0.3800 0.4900 0.4900 0.5700 0.3700 0.4200 0.3700 -0.0200 0.1500 0.1800 0.2300 0.2600 0.2700 0.2900
Dividend per Share 2 0.2000 0.2000 0.2000 0.2000 0.2100 0.2100 0.2100 0.2100 0.2200 0.2200 0.2200 0.2200 0.2200 0.2200 0.2200
Announcement Date 1/28/22 4/25/22 7/26/22 10/20/22 1/27/23 4/21/23 7/20/23 10/23/23 1/31/24 4/30/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 8.42% - 8.71% 10.6% 6.08% 4.77% 7.01%
ROA (Net income/ Total Assets) 1.15% 1.18% 1.13% 1.16% 0.63% 0.47% 0.67%
Assets 1 1,645 1,701 1,856 1,908 2,004 2,426 2,567
Book Value Per Share 2 - - 19.20 17.80 17.90 17.00 17.30
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 1/29/20 1/29/21 1/28/22 1/27/23 1/31/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C+
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
14.42 USD
Average target price
15 USD
Spread / Average Target
+4.02%
Consensus