CITIZENS, INC. |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 2.97 USD | -1.98% |
|
+4.95% | +10.41% |
| May. 08 | Sector Update: Financial Stocks Advance Late Afternoon | MT |
| May. 08 | Sector Update: Financial | MT |
Valuation
| Fiscal Period: December | 2024 | 2025 |
|---|---|---|
| Capitalization 1 | 147.4 | - |
| Enterprise Value (EV) 1 | 119.1 | 112 |
| P/E ratio | 9.58 x | 7.07 x |
| Yield | - | - |
| Capitalization / Revenue | 0.6 x | 0.57 x |
| EV / Revenue | 0.48 x | 0.44 x |
| EV / EBITDA | - | - |
| EV / FCF | 4.67 x | 3.14 x |
| FCF Yield | 21.4% | 31.8% |
| Price to Book | - | - |
| Nbr of stocks (in thousands) | 49,634 | - |
| Reference price 2 | 2.970 | 2.970 |
| Announcement Date | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2023 | 2024 | 2025 |
|---|---|---|---|
| Net sales 1 | - | 246.7 | 256.5 |
| EBITDA | - | - | - |
| EBIT | - | - | - |
| Operating Margin | - | - | - |
| Earnings before Tax (EBT) 1 | 26.17 | 20.7 | 26.9 |
| Net income 1 | 24.44 | 16.53 | 22.06 |
| Net margin | - | 6.7% | 8.6% |
| EPS 2 | - | 0.3100 | 0.4200 |
| Free Cash Flow 1 | - | 25.53 | 35.68 |
| FCF margin | - | 10.35% | 13.91% |
| FCF Conversion (EBITDA) | - | - | - |
| FCF Conversion (Net income) | - | 154.46% | 161.7% |
| Dividend per Share | - | - | - |
| Announcement Date | 3/14/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 |
|---|---|---|---|---|---|---|
| Net sales 1 | 57.71 | 59.46 | 62.52 | 66.99 | 58.51 | 61.84 |
| EBITDA | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - |
| Operating Margin | - | - | - | - | - | - |
| Earnings before Tax (EBT) 1 | 4.925 | 4.093 | 5.09 | 6.592 | 4.693 | 7.05 |
| Net income 1 | 4.542 | 3.11 | 3.868 | 5.01 | 3.848 | 5.781 |
| Net margin | 7.87% | 5.23% | 6.19% | 7.48% | 6.58% | 9.35% |
| EPS 2 | 0.0900 | 0.0600 | 0.0800 | 0.1000 | 0.0700 | 0.1000 |
| Dividend per Share | - | - | - | - | - | - |
| Announcement Date | 5/7/24 | - | - | - | - | - |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2023 | 2024 | 2025 |
|---|---|---|---|
| Net Debt 1 | - | - | - |
| Net Cash position 1 | - | 28.3 | 35.4 |
| Leverage (Debt/EBITDA) | - | - | - |
| Free Cash Flow 1 | - | 25.5 | 35.7 |
| ROE (net income / shareholders' equity) | - | 8.8% | 10.6% |
| ROA (Net income/ Total Assets) | - | - | - |
| Assets 1 | - | - | - |
| Book Value Per Share | - | - | - |
| Cash Flow per Share | - | - | - |
| Capex 1 | - | 0.46 | 0.48 |
| Capex / Sales | - | 0.18% | 0.19% |
| Announcement Date | 3/14/24 | - | - |
1USD in Million
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| +10.41% | 150M | |
| +5.33% | 102B | |
| +12.65% | 102B | |
| -13.23% | 84.45B | |
| +17.81% | 71.4B | |
| +19.22% | 34.86B | |
| +19.09% | 30.55B | |
| +16.05% | 29.77B | |
| +0.72% | 16.7B | |
| -14.14% | 14.24B |
- Stock Market
- Equities
- CIA Stock
- Financials Citizens, Inc.
