BPER BANCA S.P.A. |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 4.852 EUR | 0.00% |
|
-1.78% | +60.34% |
| Jun. 07 | Italy's bad loan manager doValue to buy rival Gardant, shares surge | RE |
| Jun. 07 | Italy's bad loan manager doValue to buy rival Gardant, shares surge | RE |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Capitalization 1 | 2,332 | 2,098 | 2,572 | 2,713 | 4,282 | 6,948 | - | - |
| Enterprise Value (EV) 1 | 2,332 | 2,098 | 2,572 | 2,713 | 4,282 | 6,948 | 6,948 | 6,948 |
| P/E ratio | 6.03 x | 4.38 x | 5.02 x | 1.92 x | - | 4.6 x | 5.93 x | 5.93 x |
| Yield | 3.12% | 2.69% | 3.29% | 6.25% | 9.91% | 9.46% | 8.78% | 9.34% |
| Capitalization / Revenue | 1.02 x | 0.84 x | 0.76 x | 0.64 x | 0.78 x | 1.28 x | 1.34 x | 1.34 x |
| EV / Revenue | 1.02 x | 0.84 x | 0.76 x | 0.64 x | 0.78 x | 1.28 x | 1.34 x | 1.34 x |
| EV / EBITDA | - | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - | - |
| Price to Book | 0.44 x | 0.34 x | 0.38 x | 0.34 x | - | 0.66 x | 0.64 x | 0.6 x |
| Nbr of stocks (in thousands) | 520,172 | 1,412,808 | 1,411,052 | 1,414,117 | 1,415,162 | 1,412,762 | - | - |
| Reference price 2 | 4.483 | 1.485 | 1.823 | 1.918 | 3.026 | 4.852 | 4.852 | 4.852 |
| Announcement Date | 2/5/20 | 2/3/21 | 2/8/22 | 2/8/23 | 2/7/24 | - | - | - |
1EUR in Million2EUR
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 2,276 | 2,509 | 3,388 | 4,258 | 5,494 | 5,413 | 5,188 | 5,202 |
| EBITDA | - | - | - | - | - | - | - | - |
| EBIT 1 | 589.1 | 870.7 | 900.8 | 1,471 | 2,417 | 2,571 | 2,285 | 2,267 |
| Operating Margin | 25.89% | 34.7% | 26.58% | 34.53% | 43.99% | 47.49% | 44.05% | 43.57% |
| Earnings before Tax (EBT) 1 | 416.9 | 203.6 | 692.9 | 1,385 | 1,725 | 1,995 | 1,605 | 1,597 |
| Net income 1 | 379.6 | 245.6 | 525.1 | 1,449 | 1,519 | 1,477 | 1,121 | 1,115 |
| Net margin | 16.68% | 9.79% | 15.5% | 34.03% | 27.66% | 27.28% | 21.61% | 21.44% |
| EPS 2 | 0.7430 | 0.3390 | 0.3630 | 0.9980 | - | 1.055 | 0.8181 | 0.8184 |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - | - |
| Dividend per Share 2 | 0.1400 | 0.0400 | 0.0600 | 0.1200 | 0.3000 | 0.4591 | 0.4260 | 0.4532 |
| Announcement Date | 2/5/20 | 2/3/21 | 2/8/22 | 2/8/23 | 2/7/24 | - | - | - |
1EUR in Million2EUR
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 S1 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 S1 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 1,598 | 897.5 | 883.7 | 903.2 | 1,787 | 1,027 | 1,444 | 1,232 | 1,334 | 1,374 | 1,468 | - | 1,384 | 1,347 | 1,343 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT | 487 | 39.21 | 325.3 | 313.4 | 638.7 | 372.9 | 459.1 | 502.1 | 649.8 | 738.1 | 386.1 | - | - | - | - |
| Operating Margin | 30.47% | 4.37% | 36.81% | 34.69% | 35.74% | 36.31% | 31.78% | 40.75% | 48.71% | 53.73% | 26.3% | - | - | - | - |
| Earnings before Tax (EBT) 1 | - | -144.3 | 158.3 | 1,372 | - | 108.6 | -254.3 | 387.6 | 533.3 | 536.3 | 267.5 | 611.3 | 514.2 | 579.8 | 287.7 |
| Net income | 501.8 | -61.1 | 112.7 | 1,272 | 1,385 | 81.6 | -17.4 | 290.7 | 413.9 | 382.5 | 432.4 | 457.3 | - | - | - |
| Net margin | 31.39% | -6.81% | 12.75% | 140.85% | 77.5% | 7.94% | -1.2% | 23.59% | 31.03% | 27.85% | 29.46% | - | - | - | - |
| EPS | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Dividend per Share | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 8/4/21 | 2/8/22 | 5/9/22 | 8/5/22 | 8/5/22 | 11/7/22 | 2/8/23 | 5/9/23 | 8/2/23 | 11/8/23 | 2/7/24 | 5/8/24 | - | - | - |
1EUR in Million
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 8.66% | 4.58% | 8.66% | 7.94% | 24.2% | 13.3% | 10.7% | 9.83% |
| ROA (Net income/ Total Assets) | 0.5% | 0.29% | 0.41% | 0.35% | 1.24% | 0.96% | 0.8% | 0.75% |
| Assets 1 | 75,917 | 84,707 | 128,079 | 413,993 | 122,540 | 153,842 | 141,033 | 148,703 |
| Book Value Per Share 2 | 10.10 | 4.390 | 4.750 | 5.610 | - | 7.310 | 7.530 | 8.030 |
| Cash Flow per Share | - | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - | - |
| Announcement Date | 2/5/20 | 2/3/21 | 2/8/22 | 2/8/23 | 2/7/24 | - | - | - |
1EUR in Million2EUR
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
B+
Sell
Buy
Mean consensus
BUY
Number of Analysts
11
Last Close Price
4.852
EUR
Average target price
5.676
EUR
Spread / Average Target
+16.99%
EPS Revisions
Quarterly revenue - Rate of surprise
| 1st Jan change | Capi. | |
|---|---|---|
| +60.34% | 7.51B | |
| +17.35% | 574B | |
| +17.82% | 311B | |
| +15.71% | 254B | |
| +17.70% | 203B | |
| +21.72% | 184B | |
| +27.18% | 172B | |
| +9.14% | 163B | |
| +9.11% | 150B | |
| -8.66% | 143B |
- Stock Market
- Equities
- BPE Stock
- Financials BPER Banca S.p.A.
