Market Closed -
Nasdaq
04:00:00 2024-06-07 pm EDT
|
5-day change
|
1st Jan Change
|
42.86
USD
|
+0.02%
|
|
-3.71%
|
-19.01%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
4,235
|
3,241
|
4,135
|
3,544
|
3,398
|
2,662
|
-
|
-
|
Enterprise Value (EV)
1 |
5,723
|
3,241
|
4,135
|
3,544
|
3,398
|
2,662
|
2,662
|
2,662
|
P/E ratio
|
-5.8
x
|
-3.13
x
|
-21.9
x
|
-37.7
x
|
-2.88
x
|
18.3
x
|
2.78
x
|
2.15
x
|
Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capitalization / Revenue
|
0.52
x
|
0.41
x
|
0.44
x
|
0.43
x
|
0.41
x
|
0.31
x
|
0.3
x
|
0.3
x
|
EV / Revenue
|
0.52
x
|
0.41
x
|
0.44
x
|
0.43
x
|
0.41
x
|
0.31
x
|
0.3
x
|
0.3
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
8.19
x
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
12.2%
|
-
|
-
|
Price to Book
|
0.26
x
|
0.19
x
|
0.28
x
|
0.93
x
|
1.04
x
|
0.8
x
|
0.62
x
|
0.43
x
|
Nbr of stocks (in thousands)
|
107,943
|
89,504
|
79,819
|
69,130
|
64,205
|
62,111
|
-
|
-
|
Reference price
2 |
39.23
|
36.20
|
51.80
|
51.27
|
52.92
|
42.86
|
42.86
|
42.86
|
Announcement Date
|
2/10/20
|
2/10/21
|
2/10/22
|
2/9/23
|
2/12/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
8,161
|
7,991
|
9,445
|
8,246
|
8,375
|
8,652
|
8,923
|
8,936
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
861
|
-372
|
1,996
|
937
|
1,442
|
1,057
|
-
|
-
|
Operating Margin
|
10.55%
|
-4.66%
|
21.13%
|
11.36%
|
17.22%
|
12.22%
|
-
|
-
|
Earnings before Tax (EBT)
|
-
|
-
|
-
|
-
|
-
|
-
|
1,474
|
1,505
|
Net income
1 |
-761
|
-1,105
|
-197
|
-99
|
-1,214
|
143.4
|
856.8
|
1,001
|
Net margin
|
-9.32%
|
-13.83%
|
-2.09%
|
-1.2%
|
-14.5%
|
1.66%
|
9.6%
|
11.2%
|
EPS
2 |
-6.760
|
-11.58
|
-2.360
|
-1.360
|
-18.39
|
2.342
|
15.41
|
19.96
|
Free Cash Flow
1 |
-
|
-
|
-
|
-
|
-
|
325
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
3.76%
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
226.69%
|
-
|
-
|
Dividend per Share
2 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/10/20
|
2/10/21
|
2/10/22
|
2/9/23
|
2/12/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
2,319
|
2,241
|
3,797
|
1,482
|
2,022
|
1,993
|
2,161
|
2,088
|
2,133
|
2,050
|
2,205
|
2,205
|
2,209
|
2,223
|
2,230
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
445
|
442
|
350
|
143
|
245
|
296
|
359
|
396
|
282
|
-44
|
381
|
378
|
380
|
-
|
-
|
Operating Margin
|
19.19%
|
19.72%
|
9.22%
|
9.65%
|
12.12%
|
14.85%
|
16.61%
|
18.97%
|
13.22%
|
-2.15%
|
17.28%
|
17.14%
|
17.2%
|
-
|
-
|
Earnings before Tax (EBT)
1 |
-
|
-
|
-
|
-
|
-1,324
|
-653
|
-237
|
590
|
-1,174
|
-614
|
366
|
364
|
361
|
367
|
368
|
Net income
1 |
42
|
613
|
957
|
-702
|
-967
|
-525
|
-200
|
453
|
-942
|
-519
|
217.7
|
215
|
199.3
|
273
|
276
|
Net margin
|
1.81%
|
27.35%
|
25.2%
|
-47.37%
|
-47.82%
|
-26.34%
|
-9.25%
|
21.7%
|
-44.16%
|
-25.32%
|
9.87%
|
9.75%
|
9.02%
|
12.28%
|
12.38%
|
EPS
2 |
0.5100
|
7.910
|
12.77
|
-9.820
|
-14.01
|
-7.720
|
-3.010
|
6.890
|
-14.70
|
-8.220
|
3.410
|
3.451
|
3.354
|
4.770
|
4.970
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/10/22
|
5/9/22
|
8/4/22
|
11/7/22
|
2/9/23
|
5/8/23
|
8/8/23
|
11/7/23
|
2/12/24
|
5/7/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
1,488
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
1 |
-
|
-
|
-
|
-
|
-
|
325
|
-
|
-
|
ROE (net income / shareholders' equity)
|
3.92%
|
-1.63%
|
9.33%
|
6.08%
|
17.8%
|
14.4%
|
17.4%
|
13.6%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
149.0
|
189.0
|
185.0
|
55.10
|
51.10
|
53.30
|
69.30
|
98.90
|
Cash Flow per Share
|
-
|
9.310
|
8.900
|
-15.60
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/10/20
|
2/10/21
|
2/10/22
|
2/9/23
|
2/12/24
|
-
|
-
|
-
|
Mean consensus UNDERPERFORM Last Close Price
42.86
USD Average target price
50.14
USD Spread / Average Target +16.99% Consensus |
1st Jan change
|
Capi.
|
---|
| -19.01% | 2.66B | | +18.24% | 112B | | +8.08% | 110B | | +10.83% | 104B | | +9.10% | 77.06B | | +25.47% | 29.83B | | +16.01% | 20.92B | | -2.85% | 12.21B | | +2.75% | 10.52B | | +7.00% | 10.41B |
Other Multiline Insurance & Brokers
|