Market Closed -
Nyse
04:00:02 2024-05-31 pm EDT
|
5-day change
|
1st Jan Change
|
38.97
USD
|
+1.75%
|
|
+0.44%
|
+11.60%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
11,615
|
13,332
|
16,494
|
7,302
|
10,533
|
11,846
|
-
|
-
|
Enterprise Value (EV)
1 |
135,744
|
13,332
|
25,455
|
21,892
|
24,455
|
14,168
|
14,168
|
14,168
|
P/E ratio
|
7.04
x
|
12.4
x
|
5.79
x
|
4.86
x
|
11.7
x
|
13.7
x
|
7.44
x
|
6.41
x
|
Yield
|
2.23%
|
2.13%
|
1.85%
|
4.91%
|
3.44%
|
3.08%
|
3.16%
|
3.22%
|
Capitalization / Revenue
|
1.82
x
|
1.99
x
|
2.01
x
|
0.87
x
|
1.28
x
|
1.43
x
|
1.27
x
|
1.2
x
|
EV / Revenue
|
21.2
x
|
1.99
x
|
3.1
x
|
2.6
x
|
2.98
x
|
1.71
x
|
1.52
x
|
1.44
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
0.79
x
|
0.91
x
|
1.09
x
|
0.69
x
|
0.92
x
|
0.98
x
|
0.89
x
|
0.77
x
|
Nbr of stocks (in thousands)
|
380,069
|
373,857
|
346,444
|
298,647
|
301,630
|
303,981
|
-
|
-
|
Reference price
2 |
30.56
|
35.66
|
47.61
|
24.45
|
34.92
|
38.97
|
38.97
|
38.97
|
Announcement Date
|
1/22/20
|
1/22/21
|
1/21/22
|
1/20/23
|
1/19/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
6,394
|
6,686
|
8,206
|
8,428
|
8,214
|
8,261
|
9,337
|
9,845
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
2,965
|
2,903
|
4,096
|
3,741
|
3,051
|
3,231
|
4,073
|
4,074
|
Operating Margin
|
46.37%
|
43.42%
|
49.91%
|
44.39%
|
37.14%
|
39.1%
|
43.62%
|
41.38%
|
Earnings before Tax (EBT)
1 |
1,967
|
1,414
|
3,855
|
2,342
|
1,083
|
1,192
|
2,114
|
2,410
|
Net income
1 |
1,715
|
1,085
|
3,003
|
1,604
|
910
|
886.3
|
1,589
|
1,868
|
Net margin
|
26.82%
|
16.23%
|
36.6%
|
19.03%
|
11.08%
|
10.73%
|
17.02%
|
18.98%
|
EPS
2 |
4.340
|
2.880
|
8.220
|
5.030
|
2.980
|
2.849
|
5.241
|
6.078
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
0.6800
|
0.7600
|
0.8800
|
1.200
|
1.200
|
1.200
|
1.231
|
1.253
|
Announcement Date
|
1/22/20
|
1/22/21
|
1/21/22
|
1/20/23
|
1/19/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
2,199
|
2,135
|
2,076
|
2,016
|
2,201
|
2,100
|
2,079
|
1,968
|
2,067
|
1,986
|
2,013
|
2,082
|
2,159
|
2,226
|
2,302
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
1,109
|
1,013
|
938
|
855
|
935
|
834
|
830
|
736
|
651
|
678
|
752.4
|
839.6
|
904.9
|
917
|
984.5
|
Operating Margin
|
50.43%
|
47.45%
|
45.18%
|
42.41%
|
42.48%
|
39.71%
|
39.92%
|
37.4%
|
31.49%
|
34.14%
|
37.37%
|
40.32%
|
41.92%
|
41.2%
|
42.77%
|
Earnings before Tax (EBT)
1 |
899
|
846
|
634
|
417
|
445
|
388
|
403
|
228
|
64
|
171
|
258.5
|
355.5
|
414
|
453
|
504.2
|
Net income
1 |
624
|
627
|
454
|
272
|
251
|
291
|
301
|
269
|
49
|
129
|
180.5
|
267.6
|
313.3
|
330.2
|
364.2
|
Net margin
|
28.38%
|
29.37%
|
21.87%
|
13.49%
|
11.4%
|
13.86%
|
14.48%
|
13.67%
|
2.37%
|
6.5%
|
8.97%
|
12.85%
|
14.51%
|
14.84%
|
15.82%
|
EPS
2 |
1.790
|
1.860
|
1.400
|
0.8800
|
0.8300
|
0.9600
|
0.9900
|
0.8800
|
0.1600
|
0.4200
|
0.5429
|
0.8559
|
1.022
|
1.074
|
1.167
|
Dividend per Share
2 |
0.2500
|
0.3000
|
0.3000
|
0.3000
|
0.3000
|
0.3000
|
0.3000
|
-
|
0.3000
|
0.3000
|
0.3050
|
0.3050
|
0.3050
|
0.3175
|
0.3210
|
Announcement Date
|
1/21/22
|
4/14/22
|
7/19/22
|
10/19/22
|
1/20/23
|
4/19/23
|
7/19/23
|
10/18/23
|
1/19/24
|
4/18/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
124,129
|
-
|
8,961
|
14,590
|
13,922
|
2,322
|
2,322
|
2,322
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
12.4%
|
7.7%
|
18.5%
|
11.2%
|
8.3%
|
7.23%
|
11.5%
|
12.1%
|
ROA (Net income/ Total Assets)
|
1%
|
0.6%
|
1.1%
|
0.9%
|
0.5%
|
0.49%
|
0.81%
|
0.9%
|
Assets
1 |
171,500
|
180,833
|
273,000
|
178,222
|
182,000
|
179,336
|
196,889
|
207,565
|
Book Value Per Share
2 |
38.50
|
39.20
|
43.60
|
35.20
|
37.80
|
39.80
|
43.80
|
50.30
|
Cash Flow per Share
|
10.20
|
9.920
|
11.10
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
1/22/20
|
1/22/21
|
1/21/22
|
1/20/23
|
1/19/24
|
-
|
-
|
-
|
Last Close Price
38.97
USD Average target price
43.22
USD Spread / Average Target +10.90% Consensus |
1st Jan change
|
Capi.
|
---|
| +11.60% | 11.85B | | -7.87% | 5.94B | | +9.09% | 3.19B | | +3.01% | 2.65B | | -39.50% | 2.17B | | -7.19% | 1.01B | | -0.43% | 801M | | -8.54% | 790M | | +93.87% | 523M | | +24.77% | 416M |
Consumer Leasing
|