Market Closed -
Nasdaq
04:00:00 2024-06-07 pm EDT
|
5-day change
|
1st Jan Change
|
19.94
USD
|
-1.09%
|
|
+3.21%
|
+26.04%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
10,294
|
11,702
|
22,512
|
19,799
|
18,129
|
22,434
|
-
|
-
|
Enterprise Value (EV)
1 |
10,294
|
7,470
|
16,793
|
12,726
|
14,735
|
17,641
|
21,251
|
24,599
|
P/E ratio
|
-
|
3.37
x
|
4.05
x
|
5.62
x
|
4.31
x
|
4.76
x
|
4.18
x
|
3.58
x
|
Yield
|
-
|
-
|
2.35%
|
3.57%
|
-
|
5.95%
|
6.66%
|
7.33%
|
Capitalization / Revenue
|
1.12
x
|
0.86
x
|
1.35
x
|
1.2
x
|
1.11
x
|
1.37
x
|
1.26
x
|
1.18
x
|
EV / Revenue
|
1.12
x
|
0.55
x
|
1.01
x
|
0.77
x
|
0.9
x
|
1.08
x
|
1.2
x
|
1.3
x
|
EV / EBITDA
|
-
|
-
|
2.45
x
|
-
|
-
|
3.18
x
|
3.63
x
|
3.61
x
|
EV / FCF
|
-
|
1.41
x
|
2.91
x
|
-
|
-
|
3.25
x
|
6.64
x
|
6.32
x
|
FCF Yield
|
-
|
71.1%
|
34.3%
|
-
|
-
|
30.8%
|
15.1%
|
15.8%
|
Price to Book
|
2.77
x
|
1.24
x
|
1.49
x
|
1.2
x
|
0.83
x
|
0.88
x
|
0.76
x
|
0.64
x
|
Nbr of stocks (in thousands)
|
151,354
|
152,112
|
154,560
|
140,991
|
161,465
|
155,254
|
-
|
-
|
Reference price
2 |
68.02
|
76.93
|
145.7
|
140.4
|
112.3
|
144.5
|
144.5
|
144.5
|
Announcement Date
|
3/30/20
|
3/15/21
|
3/10/22
|
3/9/23
|
3/12/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
9,220
|
13,564
|
16,636
|
16,554
|
16,290
|
16,407
|
17,742
|
18,978
|
EBITDA
1 |
-
|
-
|
6,852
|
-
|
-
|
5,543
|
5,849
|
6,808
|
EBIT
1 |
3,144
|
4,091
|
7,040
|
4,672
|
4,857
|
5,507
|
5,952
|
6,825
|
Operating Margin
|
34.1%
|
30.16%
|
42.32%
|
28.22%
|
29.82%
|
33.57%
|
33.55%
|
35.96%
|
Earnings before Tax (EBT)
1 |
2,967
|
4,082
|
7,023
|
4,742
|
5,277
|
5,720
|
6,350
|
7,073
|
Net income
1 |
2,502
|
3,497
|
5,782
|
4,024
|
4,285
|
4,673
|
5,205
|
5,778
|
Net margin
|
27.13%
|
25.78%
|
34.76%
|
24.31%
|
26.31%
|
28.48%
|
29.34%
|
30.44%
|
EPS
2 |
-
|
22.80
|
35.98
|
25.00
|
26.08
|
30.37
|
34.58
|
40.33
|
Free Cash Flow
1 |
-
|
5,311
|
5,764
|
-
|
-
|
5,426
|
3,200
|
3,894
|
FCF margin
|
-
|
39.15%
|
34.65%
|
-
|
-
|
33.07%
|
18.03%
|
20.52%
|
FCF Conversion (EBITDA)
|
-
|
-
|
84.13%
|
-
|
-
|
97.9%
|
54.7%
|
57.2%
|
FCF Conversion (Net income)
|
-
|
151.88%
|
99.7%
|
-
|
-
|
116.11%
|
61.47%
|
67.4%
|
Dividend per Share
2 |
-
|
-
|
3.423
|
5.014
|
-
|
8.596
|
9.619
|
10.59
|
Announcement Date
|
3/30/20
|
3/15/21
|
3/10/22
|
3/9/23
|
3/12/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
|
4,422
|
-
|
-
|
4,144
|
3,907
|
3,599
|
3,914
|
4,281
|
4,496
|
-
|
-
|
-
|
-
|
-
|
-
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
1,359
|
1,011
|
1,158
|
995.2
|
1,007
|
1,182
|
1,389
|
1,280
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
27.95%
|
25.48%
|
27.98%
|
30.18%
|
32.44%
|
28.46%
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
|
-
|
1,391
|
1,155
|
1,172
|
1,025
|
1,102
|
1,366
|
1,478
|
1,331
|
-
|
-
|
-
|
-
|
-
|
-
|
Net income
|
1,323
|
1,179
|
-
|
992.8
|
872
|
934.1
|
1,097
|
1,142
|
1,112
|
-
|
-
|
-
|
-
|
-
|
-
|
Net margin
|
29.91%
|
-
|
-
|
23.96%
|
22.32%
|
25.95%
|
28.04%
|
26.68%
|
24.73%
|
-
|
-
|
-
|
-
|
-
|
-
|
EPS
1 |
8.220
|
7.360
|
6.120
|
6.180
|
5.380
|
5.640
|
6.640
|
6.940
|
6.880
|
7.300
|
7.640
|
7.920
|
8.070
|
8.380
|
8.340
|
Dividend per Share
1 |
-
|
1.464
|
1.222
|
1.145
|
1.114
|
-
|
3.639
|
-
|
-
|
-
|
4.309
|
-
|
4.313
|
-
|
4.684
|
Announcement Date
|
3/10/22
|
5/24/22
|
8/18/22
|
11/13/22
|
3/9/23
|
5/18/23
|
8/21/23
|
11/16/23
|
3/12/24
|
5/19/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
2,166
|
Net Cash position
1 |
-
|
4,232
|
5,719
|
7,073
|
3,394
|
4,793
|
1,182
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
0.3181
x
|
Free Cash Flow
1 |
-
|
5,311
|
5,764
|
-
|
-
|
5,426
|
3,200
|
3,894
|
ROE (net income / shareholders' equity)
|
42.9%
|
41.9%
|
46.8%
|
23.6%
|
21%
|
20%
|
19.5%
|
18.5%
|
ROA (Net income/ Total Assets)
|
18.1%
|
15.6%
|
20%
|
10.9%
|
9.95%
|
9.96%
|
10.2%
|
10.9%
|
Assets
1 |
13,852
|
22,371
|
28,946
|
36,924
|
43,081
|
46,897
|
50,841
|
52,978
|
Book Value Per Share
2 |
24.60
|
62.30
|
97.90
|
117.0
|
136.0
|
164.0
|
190.0
|
225.0
|
Cash Flow per Share
2 |
-
|
-
|
18.00
|
36.80
|
43.30
|
27.30
|
26.80
|
33.60
|
Capex
1 |
-
|
15.3
|
25.3
|
-
|
-
|
138
|
220
|
-
|
Capex / Sales
|
-
|
0.11%
|
0.15%
|
-
|
-
|
0.84%
|
1.24%
|
-
|
Announcement Date
|
3/30/20
|
3/15/21
|
3/10/22
|
3/9/23
|
3/12/24
|
-
|
-
|
-
|
Last Close Price
144.5
CNY Average target price
182.3
CNY Spread / Average Target +26.18% Consensus |
1st Jan change
|
Capi.
|
---|
| +26.04% | 3.1B | | -1.86% | 53.22B | | -7.01% | 30.18B | | +51.60% | 26.87B | | +29.52% | 25.27B | | +14.43% | 17.55B | | +6.26% | 13.47B | | +21.65% | 11.23B | | +20.11% | 8.52B | | -29.82% | 7.39B |
Other Consumer Lending
|