Ratings Lemonade, Inc.

Equities

LMND

US52567D1072

Market Closed - Nyse Other stock markets 04:00:02 2024-05-13 pm EDT			5-day change	1st Jan Change
18.63 ^USD	+12.36%		+3.90%	+15.50%

May. 07	Jefferies Adjusts Price Target on Lemonade to $16 From $14, Maintains Underperform Rating	MT
May. 01	Morgan Stanley Lifts Price Target on Lemonade to $15 From $14, Keeps Underweight Rating	MT

Summary

The company has strong fundamentals. More than 70% of companies have a lower mix of growth, profitability, debt and visibility.
Overall, and from a short-term perspective, the company presents an interesting fundamental situation.
According to Refinitiv, the company's ESG score for its industry is poor.

Strengths

According to sales estimates from analysts polled by Standard & Poor's, the company is among the best with regard to growth.
Over the past year, analysts have regularly revised upwards their sales forecast for the company.
For the last few months, EPS revisions have remained quite promising. Analysts now anticipate higher profitability levels than before.
Over the past four months, analysts' average price target has been revised upwards significantly.
Considering the small differences between the analysts' various estimates, the group's business visibility is good.
Historically, the company has been releasing figures that are above expectations.

Weaknesses

The company's profitability before interest, taxes, depreciation and amortization characterizes fragile margins.
The company has insufficient levels of profitability.
The group shows a rather high level of debt in proportion to its EBITDA.
In relation to the value of its tangible assets, the company's valuation appears relatively high.
Most analysts agree on a negative opinion with regard to the stock. Indeed, the average consensus issues recommendations to underperform or sell.
Over the past twelve months, analysts' opinions have been revised negatively.
The price targets of various analysts who make up the consensus differ significantly. This reflects different assessments and/or a difficulty in valuing the company.

Ratings chart - Surperformance

Chart ESG Refinitiv

Sector: Property & Casualty Insurance

	1st Jan change	Capi.	ESG Refinitiv
LEMONADE, INC.	+15.50%	1.31B	C-
TOKIO MARINE HOLDINGS, INC.	+40.32%	63.32B	B-
AMERICAN INTERNATIONAL GROUP, INC.	+16.59%	52.42B	C+
THE TRAVELERS COMPANIES	+13.70%	49.6B	B
THE ALLSTATE CORPORATION	+21.36%	44.83B	B-
ARCH CAPITAL GROUP LTD.	+31.83%	36.62B	B-
INTACT FINANCIAL CORPORATION	+11.59%	29.64B	B-
MS&AD INSURANCE GROUP HOLDINGS, INC.	+51.70%	29.1B	B
FAIRFAX FINANCIAL HOLDINGS LIMITED	+26.62%	25.51B	C-
MARKEL GROUP INC.	+15.11%	21.25B	C

Investor Rating

Trading Rating

ESG Refinitiv

Financials

Sales growth

Earnings Growth

EBITDA / Sales

Profitability

Finances

Valuation

P/E ratio

EV / Sales

Price to Book

Price to Free Cash Flow

Yield

Momentum

1 year Revenue revision

4 months Revenue revision

7 days Revenue revision

1 year EPS revision

4 months EPS revision

Consensus

Analyst Opinion

Potential Price Target

4m Target Price Revision

4m Revision of opinion

12m Revision of opinion

Business Predictability

Analyst Coverage

Divergence of Estimates

Divergence of analysts' opinions

Divergence of Target Price

Earnings quality

Environment

Emissions

Innovation

Use of resources

Governance

CSR Strategy

Management

Shareholders

Controversy

Technical analysis

ST Timing

MT Timing

LT Timing

RSI

Bollinger Spread

Unusual volumes