Financials Inter & Co, Inc.

Equities

INTR

KYG4R20B1074

Banks

Real-time Estimate Cboe BZX 10:54:53 2024-05-14 am EDT 5-day change 1st Jan Change
5.9 USD +4.42% Intraday chart for Inter & Co, Inc. +9.26% +6.12%

Valuation

Fiscal Period: December 2023 2024 2025 2026
Capitalization 1 10,835 12,793 - -
Enterprise Value (EV) 1 10,835 12,793 12,793 12,793
P/E ratio 36.7 x 14.1 x 9.7 x 7.04 x
Yield - 0.39% 2.09% 3.36%
Capitalization / Revenue 2.28 x 2.04 x 1.75 x 1.46 x
EV / Revenue 2.28 x 2.04 x 1.75 x 1.46 x
EV / EBITDA - - - -
EV / FCF - - - -
FCF Yield - - - -
Price to Book 1.48 x 1.39 x 1.25 x 1.12 x
Nbr of stocks (in thousands) 401,791 438,991 - -
Reference price 2 5.560 5.650 5.650 5.650
Announcement Date 2/7/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2023 2024 2025 2026
Net sales 1 782.6 1,202 2,650 4,753 6,277 7,302 8,790
EBITDA - - - - - - -
EBIT 1 51.33 -60.91 35.3 439.8 1,221 1,776 2,301
Operating Margin 6.56% -5.07% 1.33% 9.25% 19.46% 24.32% 26.18%
Earnings before Tax (EBT) 1 - - -28.91 439.8 1,368 1,725 2,448
Net income 1 - -7.197 64.7 352 911.5 1,205 1,702
Net margin - -0.6% 2.44% 7.41% 14.52% 16.5% 19.36%
EPS 2 - - - 0.1516 0.4006 0.5825 0.8023
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 - - - - 0.0220 0.1180 0.1900
Announcement Date 2/12/20 2/25/21 2/22/22 2/7/24 - - -
1BRL in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 891.3 832.6 889.4 850.3 1,024 1,150 1,265 1,313 1,401 1,522 1,655 1,786 1,782 1,816
EBITDA - - - - - - - - - - - - - -
EBIT 1 60.99 -38.7 10.62 -70.04 428 543.5 145.4 208 728 344.5 411 466.5 496.2 -
Operating Margin 6.84% -4.65% 1.19% -8.24% 41.8% 47.26% 11.49% 15.84% 51.96% 22.64% 24.83% 26.13% 27.84% -
Earnings before Tax (EBT) 1 -12.83 - 29.35 - - 80.3 145.4 208 274 273 348 395 - -
Net income 1 6.371 17 12 -30.01 24 48.75 91.29 160 195 202.8 242.3 276.6 - -
Net margin 0.71% 2.04% 1.35% -3.53% 2.34% 4.24% 7.21% 12.19% 13.92% 13.33% 14.64% 15.49% - -
EPS 2 - - 0.000910 -0.0142 0.005630 0.0243 0.0463 0.0760 0.0834 0.0933 0.1113 0.1287 0.1380 0.1450
Dividend per Share 2 - - - - - - - - - - - - 0.0550 0.0580
Announcement Date 2/22/22 5/16/22 8/15/22 11/8/22 5/8/23 8/14/23 11/6/23 2/7/24 5/9/24 - - - - -
1BRL in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 5.6% -0.26% 0.59% -0.7% - 10.2% 12.4% 14.2%
ROA (Net income/ Total Assets) 1.1% -0.05% 0.12% - 0.66% 1.39% 1.77% 1.94%
Assets 1 - 14,901 52,556 - 53,349 65,528 68,133 87,581
Book Value Per Share 2 - - - - 3.750 4.070 4.540 5.040
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/12/20 2/25/21 2/22/22 3/14/23 2/7/24 - - -
1BRL in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C+
More Ratings
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
9
Last Close Price
5.65 USD
Average target price
5.764 USD
Spread / Average Target
+2.02%
Consensus
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