Financials First Guaranty Bancshares, Inc.

Equities

FGBI

US32043P1066

Banks

Market Closed - Nasdaq 04:00:00 2024-05-28 pm EDT 5-day change 1st Jan Change
10.53 USD -4.71% Intraday chart for First Guaranty Bancshares, Inc. -12.18% -5.31%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 204.4 212.1 173.1 218.4 251.3 138.2
Enterprise Value (EV) 1 111 231.8 -9.582 6.082 351.5 127.2
P/E ratio 14.4 x 14.8 x 8.52 x 8.43 x 9.46 x 18 x
Yield 2.76% 2.73% 3.6% 2.92% 2.73% 5.76%
Capitalization / Revenue 3.35 x 3.26 x 2.07 x 2.22 x 2.34 x 1.51 x
EV / Revenue 1.82 x 3.56 x -0.11 x 0.06 x 3.27 x 1.39 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.39 x 1.28 x 0.97 x 1.14 x 1.24 x 0.64 x
Nbr of stocks (in thousands) 10,657 10,716 10,715 10,715 10,717 12,431
Reference price 2 19.18 19.79 16.15 20.38 23.45 11.12
Announcement Date 3/15/19 3/16/20 3/16/21 3/16/22 3/16/23 3/15/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 60.95 65.12 83.57 98.32 107.4 91.57
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 17.68 17.9 25.54 34.46 36.39 11.9
Net income 1 14.21 14.24 20.32 27.3 28.88 9.219
Net margin 23.32% 21.87% 24.31% 27.76% 26.9% 10.07%
EPS 2 1.334 1.335 1.896 2.418 2.478 0.6171
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.5289 0.5409 0.5818 0.5950 0.6400 0.6400
Announcement Date 3/15/19 3/16/20 3/16/21 3/16/22 3/16/23 3/15/24
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1
Net sales 25.89 27.67 26.94 28.84 29.47 25.86 25 23.72 22.93 23.62 -
EBITDA - - - - - - - - - - -
EBIT 10.14 10.57 10.19 11.02 11.69 7.155 4.839 3.99 2.938 3.843 -
Operating Margin 39.17% 38.19% 37.83% 38.21% 39.67% 27.67% 19.35% 16.82% 12.81% 16.27% -
Earnings before Tax (EBT) 1 9.838 10.16 9.562 10.26 10.17 6.397 4.525 3.442 2.311 1.618 2.991
Net income 1 7.209 7.467 7.003 8.1 7.471 4.539 2.886 2.676 1.19 0.721 1.728
Net margin 27.84% 26.98% 25.99% 28.09% 25.35% 17.55% 11.54% 11.28% 5.19% 3.05% -
EPS 2 0.6727 0.7000 0.6500 0.7000 0.7000 0.4200 0.2700 0.1900 0.1000 0.0600 0.1400
Dividend per Share 2 0.1454 0.1600 0.1600 0.1600 0.1600 0.1600 0.1600 0.1600 0.1600 0.1600 0.1600
Announcement Date 10/26/21 1/26/22 4/27/22 7/27/22 10/27/22 1/31/23 4/26/23 8/8/23 10/27/23 2/5/24 4/29/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - 19.8 - - 100 -
Net Cash position 1 93.4 - 183 212 - 11.1
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 9.76% 9.09% 11.8% 13.6% 12.6% 3.8%
ROA (Net income/ Total Assets) 0.8% 0.72% 0.89% 1.02% 0.96% 0.28%
Assets 1 1,784 1,967 2,295 2,676 3,015 3,352
Book Value Per Share 2 13.80 15.50 16.70 17.80 18.80 17.40
Cash Flow per Share 2 12.00 6.290 28.00 24.40 7.770 23.00
Capex 1 3.79 11.9 6.31 2.2 2.64 14.9
Capex / Sales 6.21% 18.33% 7.55% 2.24% 2.46% 16.22%
Announcement Date 3/15/19 3/16/20 3/16/21 3/16/22 3/16/23 3/15/24
1USD in Million2USD
Estimates
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