Financials Bank of India Limited

Equities

BANKINDIA

INE084A01016

Banks

Market Closed - NSE India S.E. 07:58:32 2024-06-07 am EDT 5-day change 1st Jan Change
121 INR +2.72% Intraday chart for Bank of India Limited -5.94% +7.50%

Valuation

Fiscal Period: Maart 2020 2021 2022 2023 2024 2025 2026 2027
Capitalization 1 105,681 222,339 188,183 306,419 623,943 551,243 - -
Enterprise Value (EV) 1 105,681 222,339 188,183 306,419 623,943 551,243 551,243 551,243
P/E ratio -3.54 x 10.3 x 5.19 x 7.62 x 9.2 x 6.56 x 5.82 x 6.62 x
Yield - - 4.36% 2.68% - 2.9% 2.97% 3.02%
Capitalization / Revenue 0.48 x 1.02 x 0.86 x 1.12 x 2.14 x 1.73 x 1.55 x 1.52 x
EV / Revenue 0.48 x 1.02 x 0.86 x 1.12 x 2.14 x 1.73 x 1.55 x 1.52 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.24 x 0.49 x 0.37 x 0.51 x - 0.73 x 0.68 x 0.63 x
Nbr of stocks (in thousands) 3,276,923 3,276,923 4,104,310 4,104,743 4,552,668 4,553,845 - -
Reference price 2 32.25 67.85 45.85 74.65 137.0 121.0 121.0 121.0
Announcement Date 6/25/20 6/4/21 5/24/22 5/6/23 5/10/24 - - -
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: Maart 2020 2021 2022 2023 2024 2025 2026 2027
Net sales 1 219,700 217,113 219,408 273,748 291,478 318,251 356,028 363,729
EBITDA - - - - - - - -
EBIT 1 115,186 108,722 99,884 133,926 140,686 166,378 191,852 -
Operating Margin 52.43% 50.08% 45.52% 48.92% 48.27% 52.28% 53.89% -
Earnings before Tax (EBT) 1 -46,027 32,367 55,668 62,293 100,991 110,636 124,996 -
Net income 1 -29,569 21,603 34,047 40,229 63,179 81,548 92,861 83,241
Net margin -13.46% 9.95% 15.52% 14.7% 21.68% 25.62% 26.08% 22.89%
EPS 2 -9.100 6.590 8.840 9.800 14.90 18.45 20.80 18.28
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 - - 2.000 2.000 - 3.507 3.600 3.660
Announcement Date 6/25/20 6/4/21 5/24/22 5/6/23 5/10/24 - - -
1INR in Million2INR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: March 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 52,430 55,733 - 65,009 70,269 - 74,275 - -
EBITDA - - - - - - - - -
EBIT 1 20,960 24,657 21,828 33,742 36,519 37,520 37,556 30,039 35,572
Operating Margin 39.98% 44.24% - 51.9% 51.97% - 50.56% - -
Earnings before Tax (EBT) 1 - 9,250 8,611 14,621 17,730 37,520 - 25,028 17,312
Net income 1 10,270 6,063 5,615 9,600 11,510 15,511 14,584 18,695 14,389
Net margin 19.59% 10.88% - 14.77% 16.38% - 19.64% - -
EPS - - - - - - - - -
Dividend per Share - - - - - - - - -
Announcement Date 2/4/22 5/24/22 8/2/22 11/3/22 1/17/23 7/28/23 11/1/23 2/2/24 5/10/24
1INR in Million
Estimates

Balance Sheet Analysis

Fiscal Period: March 2020 2021 2022 2023 2024 2025 2026 2027
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) -12.4% 4.83% 6.75% 6.88% - 11.4% 11.4% 9.86%
ROA (Net income/ Total Assets) -0.43% 0.31% 0.47% 0.51% - 0.85% 0.9% -
Assets 1 6,876,488 6,915,173 7,303,089 7,846,577 - 9,593,895 10,317,843 -
Book Value Per Share 2 134.0 139.0 125.0 147.0 - 165.0 177.0 193.0
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 6/25/20 6/4/21 5/24/22 5/6/23 5/10/24 - - -
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings

Quarterly revenue - Rate of surprise

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