Market Closed -
Nyse
04:00:02 2024-06-06 pm EDT
|
5-day change
|
1st Jan Change
|
27.87
USD
|
-1.14%
|
|
+0.94%
|
-0.11%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
2,740
|
3,090
|
2,940
|
2,614
|
3,130
|
3,052
|
-
|
-
|
Enterprise Value (EV)
1 |
2,740
|
3,090
|
2,940
|
2,614
|
3,130
|
3,052
|
3,052
|
3,052
|
P/E ratio
|
-
|
10.5
x
|
7.1
x
|
6.78
x
|
11.6
x
|
8.12
x
|
8.14
x
|
7.47
x
|
Yield
|
2.37%
|
2.11%
|
2.14%
|
2.41%
|
2.11%
|
2.19%
|
2.31%
|
2.37%
|
Capitalization / Revenue
|
0.68
x
|
0.81
x
|
0.71
x
|
0.73
x
|
0.75
x
|
0.81
x
|
0.79
x
|
0.77
x
|
EV / Revenue
|
0.68
x
|
0.81
x
|
0.71
x
|
0.73
x
|
0.75
x
|
0.81
x
|
0.79
x
|
0.77
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
15.3
x
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
6.55%
|
-
|
-
|
Price to Book
|
0.57
x
|
0.55
x
|
0.55
x
|
1.87
x
|
1.38
x
|
1.2
x
|
1.09
x
|
1
x
|
Nbr of stocks (in thousands)
|
151,140
|
138,985
|
123,313
|
114,403
|
112,171
|
108,260
|
-
|
-
|
Reference price
2 |
18.13
|
22.23
|
23.84
|
22.85
|
27.90
|
27.87
|
27.87
|
27.87
|
Announcement Date
|
2/11/20
|
2/9/21
|
2/8/22
|
2/7/23
|
2/6/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
4,016
|
3,821
|
4,122
|
3,577
|
4,147
|
3,746
|
3,859
|
3,957
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
-
|
-
|
-
|
-
|
356.8
|
439
|
465.8
|
483.6
|
Net income
1 |
409.4
|
301.8
|
441
|
396.8
|
276.5
|
373.3
|
357.2
|
372.4
|
Net margin
|
10.19%
|
7.9%
|
10.7%
|
11.09%
|
6.67%
|
9.97%
|
9.26%
|
9.41%
|
EPS
2 |
-
|
2.110
|
3.360
|
3.370
|
2.400
|
3.432
|
3.425
|
3.730
|
Free Cash Flow
1 |
-
|
-
|
-
|
-
|
-
|
200
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
5.34%
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
53.58%
|
-
|
-
|
Dividend per Share
2 |
0.4300
|
0.4700
|
0.5100
|
0.5500
|
0.5900
|
0.6100
|
0.6450
|
0.6600
|
Announcement Date
|
2/11/20
|
2/9/21
|
2/8/22
|
2/7/23
|
2/6/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
1,075
|
842.9
|
855
|
905.3
|
973.6
|
1,006
|
1,023
|
947.5
|
1,170
|
1,156
|
930.4
|
937.3
|
959.8
|
950
|
944
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
148.1
|
149.3
|
175.4
|
137.2
|
55.4
|
-1
|
96.1
|
215.6
|
46.1
|
146.2
|
102.2
|
113.7
|
140.1
|
99.85
|
109.4
|
Net income
1 |
115.8
|
112.3
|
136.1
|
105
|
43.4
|
-0.8
|
73.7
|
167.3
|
36.3
|
112.3
|
78.98
|
85.12
|
108.2
|
77.1
|
84.45
|
Net margin
|
10.77%
|
13.32%
|
15.92%
|
11.6%
|
4.46%
|
-0.08%
|
7.21%
|
17.66%
|
3.1%
|
9.71%
|
8.49%
|
9.08%
|
11.27%
|
8.12%
|
8.95%
|
EPS
2 |
0.9300
|
0.9300
|
1.160
|
0.9100
|
0.3700
|
-0.0100
|
0.6400
|
1.460
|
0.3200
|
1.010
|
0.7225
|
0.7900
|
1.012
|
0.7350
|
0.8200
|
Dividend per Share
2 |
0.1300
|
0.1300
|
0.1400
|
0.1400
|
0.1400
|
0.1400
|
0.1500
|
0.1500
|
0.1500
|
-
|
0.1550
|
0.1550
|
0.1550
|
-
|
-
|
Announcement Date
|
2/8/22
|
5/2/22
|
8/1/22
|
10/31/22
|
2/7/23
|
5/1/23
|
7/31/23
|
11/6/23
|
2/6/24
|
4/29/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
1 |
-
|
-
|
-
|
-
|
-
|
200
|
-
|
-
|
ROE (net income / shareholders' equity)
|
7.01%
|
6.66%
|
6.81%
|
8.05%
|
9.47%
|
8.73%
|
9.18%
|
9%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
31.60
|
40.50
|
43.70
|
12.30
|
20.30
|
23.30
|
25.70
|
28.00
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/11/20
|
2/9/21
|
2/8/22
|
2/7/23
|
2/6/24
|
-
|
-
|
-
|
Last Close Price
27.87
USD Average target price
29
USD Spread / Average Target +4.05% Consensus |
1st Jan change
|
Capi.
|
---|
| -0.11% | 3.05B | | +7.09% | 50.22B | | +5.91% | 50.01B | | +20.83% | 46.29B | | +13.02% | 42.27B | | +25.31% | 40.13B | | -2.04% | 28.72B | | -9.80% | 27.32B | | -14.09% | 26.27B | | +25.68% | 25.61B |
Other Life & Health Insurance
|