Market Closed -
Japan Exchange
02:00:00 2024-06-11 am EDT
|
5-day change
|
1st Jan Change
|
3,479
JPY
|
+0.32%
|
|
+0.81%
|
+30.99%
|
Fiscal Period: March |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
2,034,499
|
1,637,499
|
2,273,907
|
2,853,231
|
2,496,074
|
4,000,909
|
-
|
-
|
Enterprise Value (EV)
1 |
5,369,238
|
5,271,019
|
6,046,767
|
6,765,089
|
6,982,733
|
3,798,268
|
8,966,445
|
9,153,126
|
P/E ratio
|
6.28
x
|
5.48
x
|
12
x
|
9.44
x
|
9.41
x
|
11.1
x
|
10.1
x
|
9.23
x
|
Yield
|
4.78%
|
5.84%
|
4.18%
|
3.5%
|
3.93%
|
2.99%
|
3.74%
|
4.14%
|
Capitalization / Revenue
|
0.84
x
|
0.72
x
|
0.99
x
|
1.13
x
|
0.94
x
|
1.35
x
|
1.35
x
|
1.28
x
|
EV / Revenue
|
2.21
x
|
2.31
x
|
2.64
x
|
2.68
x
|
2.62
x
|
1.35
x
|
3.03
x
|
2.93
x
|
EV / EBITDA
|
8.59
x
|
-
|
23.4
x
|
10.7
x
|
10.5
x
|
5.24
x
|
21.8
x
|
20.4
x
|
EV / FCF
|
-105,931,378
x
|
10,524,966
x
|
-
|
10,803,831
x
|
-
|
-
|
-
|
-
|
FCF Yield
|
-0%
|
0%
|
-
|
0%
|
-
|
-
|
-
|
-
|
Price to Book
|
0.7
x
|
0.54
x
|
0.75
x
|
0.9
x
|
0.76
x
|
0.96
x
|
0.97
x
|
0.92
x
|
Nbr of stocks (in thousands)
|
1,279,962
|
1,259,130
|
1,217,295
|
1,165,774
|
1,146,829
|
1,150,017
|
-
|
-
|
Reference price
2 |
1,590
|
1,300
|
1,868
|
2,448
|
2,176
|
3,468
|
3,468
|
3,468
|
Announcement Date
|
5/7/19
|
5/21/20
|
5/13/21
|
5/11/22
|
5/10/23
|
5/8/24
|
-
|
-
|
Fiscal Period: March |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
2,434,864
|
2,280,329
|
2,292,708
|
2,520,365
|
2,666,373
|
2,814,361
|
2,962,561
|
3,128,942
|
EBITDA
1 |
625,027
|
-
|
258,814
|
632,434
|
667,422
|
724,955
|
412,014
|
449,668
|
EBIT
1 |
329,438
|
269,681
|
258,814
|
302,083
|
313,988
|
360,713
|
438,625
|
512,295
|
Operating Margin
|
13.53%
|
11.83%
|
11.29%
|
11.99%
|
11.78%
|
12.82%
|
14.81%
|
16.37%
|
Earnings before Tax (EBT)
1 |
395,730
|
412,561
|
287,561
|
504,876
|
367,168
|
469,975
|
558,478
|
609,503
|
Net income
1 |
323,745
|
302,700
|
192,384
|
312,135
|
273,075
|
346,132
|
393,484
|
427,259
|
Net margin
|
13.3%
|
13.27%
|
8.39%
|
12.38%
|
10.24%
|
12.3%
|
13.28%
|
13.66%
|
EPS
2 |
252.9
|
237.4
|
155.5
|
259.4
|
231.4
|
298.6
|
342.4
|
375.8
|
Free Cash Flow
|
-50,686
|
500,811
|
-
|
626,175
|
-
|
-
|
-
|
-
|
FCF margin
|
-2.08%
|
21.96%
|
-
|
24.84%
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
99.01%
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
165.45%
|
-
|
200.61%
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
76.00
|
76.00
|
78.00
|
85.60
|
85.60
|
98.60
|
129.7
|
143.6
|
Announcement Date
|
5/7/19
|
5/21/20
|
5/13/21
|
5/11/22
|
5/10/23
|
5/8/24
|
-
|
-
|
Fiscal Period: March |
2020 S1
|
2020 S2
|
2021 S1
|
2021 S2
|
2022 Q2
|
2022 S1
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 S1
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 S1
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
2025 Q3
|
2025 Q4
|
---|
Net sales
|
1,112,678
|
-
|
1,084,738
|
-
|
632,721
|
1,241,534
|
626,579
|
652,252
|
657,813
|
707,003
|
1,364,816
|
630,028
|
671,529
|
676,974
|
682,761
|
1,359,735
|
678,125
|
-
|
755,300
|
769,900
|
754,100
|
851,200
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
161,702
|
-
|
119,839
|
-
|
106,938
|
208,917
|
73,202
|
19,964
|
83,293
|
65,840
|
149,133
|
88,175
|
76,680
|
83,252
|
80,783
|
164,035
|
96,163
|
-
|
111,200
|
121,700
|
124,600
|
121,400
|
Operating Margin
|
14.53%
|
-
|
11.05%
|
-
|
16.9%
|
16.83%
|
11.68%
|
3.06%
|
12.66%
|
9.31%
|
10.93%
|
14%
|
11.42%
|
12.3%
|
11.83%
|
12.06%
|
14.18%
|
-
|
14.72%
|
15.81%
|
16.52%
|
14.26%
|
Earnings before Tax (EBT)
|
228,629
|
-
|
134,174
|
-
|
120,733
|
220,789
|
95,900
|
188,187
|
85,015
|
79,331
|
164,346
|
119,127
|
83,695
|
89,392
|
95,075
|
184,467
|
125,540
|
-
|
121,200
|
146,700
|
144,600
|
162,900
|
Net income
1 |
159,150
|
-
|
93,842
|
-
|
81,466
|
146,682
|
64,659
|
100,794
|
61,862
|
59,914
|
121,776
|
89,612
|
61,687
|
62,966
|
65,134
|
128,100
|
91,105
|
126,927
|
83,900
|
100,350
|
100,850
|
107,650
|
Net margin
|
14.3%
|
-
|
8.65%
|
-
|
12.88%
|
11.81%
|
10.32%
|
15.45%
|
9.4%
|
8.47%
|
8.92%
|
14.22%
|
9.19%
|
9.3%
|
9.54%
|
9.42%
|
13.43%
|
-
|
11.11%
|
13.03%
|
13.37%
|
12.65%
|
EPS
|
124.3
|
-
|
75.22
|
-
|
67.47
|
121.1
|
54.05
|
84.20
|
51.90
|
50.62
|
102.5
|
76.11
|
52.72
|
53.87
|
56.05
|
109.9
|
78.76
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
|
35.00
|
41.00
|
35.00
|
43.00
|
39.00
|
39.00
|
-
|
46.60
|
-
|
42.80
|
42.80
|
-
|
46.60
|
-
|
42.80
|
42.80
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
10/28/19
|
5/21/20
|
11/2/20
|
5/13/21
|
11/4/21
|
11/4/21
|
2/7/22
|
5/11/22
|
8/3/22
|
11/7/22
|
11/7/22
|
2/6/23
|
5/10/23
|
8/4/23
|
11/1/23
|
11/1/23
|
2/7/24
|
5/8/24
|
-
|
-
|
-
|
-
|
Fiscal Period: March |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
3,334,739
|
3,633,520
|
3,772,860
|
3,911,858
|
4,486,659
|
4,813,343
|
4,965,536
|
5,152,217
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
5.335
x
|
-
|
14.58
x
|
6.185
x
|
6.722
x
|
13.98
x
|
12.05
x
|
11.46
x
|
Free Cash Flow
|
-50,686
|
500,811
|
-
|
626,175
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
11.6%
|
10.3%
|
6.4%
|
9.9%
|
8.3%
|
9.2%
|
9.8%
|
10.3%
|
ROA (Net income/ Total Assets)
|
3.35%
|
3.27%
|
2.16%
|
3.63%
|
2.49%
|
2.98%
|
2.4%
|
2.54%
|
Assets
1 |
9,653,886
|
9,260,307
|
8,908,193
|
8,603,975
|
10,983,762
|
11,632,226
|
16,395,166
|
16,839,455
|
Book Value Per Share
2 |
2,263
|
2,386
|
2,488
|
2,733
|
2,868
|
3,423
|
3,561
|
3,752
|
Cash Flow per Share
|
484.0
|
476.0
|
411.0
|
534.0
|
531.0
|
613.0
|
-
|
-
|
Capex
|
638,364
|
541,655
|
709,999
|
917,296
|
1,080,074
|
-
|
-
|
-
|
Capex / Sales
|
26.22%
|
23.75%
|
30.97%
|
36.4%
|
40.51%
|
-
|
-
|
-
|
Announcement Date
|
5/7/19
|
5/21/20
|
5/13/21
|
5/11/22
|
5/10/23
|
5/8/24
|
-
|
-
|
Last Close Price
3,468
JPY Average target price
3,812
JPY Spread / Average Target +9.93% Consensus |
1st Jan change
|
Capi.
|
---|
| +30.99% | 25.41B | | -2.59% | 52.45B | | -6.97% | 30.13B | | +50.40% | 26.65B | | +16.10% | 17.8B | | +5.66% | 13.66B | | +23.52% | 11.32B | | +19.00% | 8.46B | | -29.35% | 7.43B | | +122.99% | 6.41B |
Other Consumer Lending
|