Financials Credit Clear Limited

Equities

CCR

AU0000107526

Financial Technology (Fintech)

Market Closed - Australian S.E. 02:10:51 2024-05-20 am EDT 5-day change 1st Jan Change
0.245 AUD -2.00% Intraday chart for Credit Clear Limited -3.92% +36.11%

Valuation

Fiscal Period: June 2021 2022 2023
Capitalization 1 129.8 122.9 90.21
Enterprise Value (EV) 1 120.1 114.4 83.35
P/E ratio -15.1 x -7.28 x -7.33 x
Yield - - -
Capitalization / Revenue 11.8 x 5.73 x 2.51 x
EV / Revenue 10.9 x 5.33 x 2.32 x
EV / EBITDA -18.3 x -18.9 x -20.6 x
EV / FCF -56,661,263 x 41,105,244 x 58,044,841 x
FCF Yield -0% 0% 0%
Price to Book 7.94 x 2.05 x 1.47 x
Nbr of stocks (in thousands) 225,687 366,918 410,037
Reference price 2 0.5750 0.3350 0.2200
Announcement Date 9/29/21 8/30/22 8/29/23
1AUD in Million2AUD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: June 2018 2019 2020 2021 2022 2023
Net sales 1 0.3328 0.9721 6.475 10.98 21.46 35.96
EBITDA 1 -3.417 -4.021 -4.405 -6.566 -6.042 -4.049
EBIT 1 -3.435 -4.05 -5.392 -8.217 -8.825 -8.138
Operating Margin -1,032.13% -416.64% -83.28% -74.84% -41.12% -22.63%
Earnings before Tax (EBT) 1 -3.22 -3.547 -4.287 -8.019 -12.58 -11.04
Net income 1 -3.22 -3.547 -4.287 -8.019 -12.58 -11.06
Net margin -967.43% -364.85% -66.21% -73.03% -58.6% -30.75%
EPS - -0.0246 -0.0238 -0.0381 -0.0460 -0.0300
Free Cash Flow - -3.533 0.2266 -2.12 2.783 1.436
FCF margin - -363.49% 3.5% -19.31% 12.97% 3.99%
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 10/26/20 10/26/20 10/26/20 9/29/21 8/30/22 8/29/23
1AUD in Million
Estimates

Balance Sheet Analysis

Fiscal Period: June 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 3.46 1.33 1.56 9.65 8.53 6.86
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - -3.53 0.23 -2.12 2.78 1.44
ROE (net income / shareholders' equity) - -123% -76.6% -63.6% -32.9% -18.2%
ROA (Net income/ Total Assets) - -70% -40.3% -28.4% -11.1% -6.73%
Assets 1 - 5.069 10.64 28.25 113 164.4
Book Value Per Share - 0.0200 0.0500 0.0700 0.1600 0.1500
Cash Flow per Share - 0.0100 0.0200 0.0500 0.0300 0.0300
Capex 1 0.04 0.02 0.01 0.13 0.28 0.17
Capex / Sales 10.61% 1.88% 0.18% 1.22% 1.31% 0.47%
Announcement Date 10/26/20 10/26/20 10/26/20 9/29/21 8/30/22 8/29/23
1AUD in Million
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Annual profits - Rate of surprise

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