Market Closed -
Nyse
04:00:02 2024-06-07 pm EDT
|
5-day change
|
1st Jan Change
|
38.64
USD
|
+0.47%
|
|
-0.85%
|
+10.65%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
11,615
|
13,332
|
16,494
|
7,302
|
10,533
|
11,746
|
-
|
-
|
Enterprise Value (EV)
1 |
135,744
|
13,332
|
25,455
|
21,892
|
24,455
|
14,068
|
14,068
|
14,068
|
P/E ratio
|
7.04
x
|
12.4
x
|
5.79
x
|
4.86
x
|
11.7
x
|
13.6
x
|
7.35
x
|
6.09
x
|
Yield
|
2.23%
|
2.13%
|
1.85%
|
4.91%
|
3.44%
|
3.1%
|
3.19%
|
3.24%
|
Capitalization / Revenue
|
1.82
x
|
1.99
x
|
2.01
x
|
0.87
x
|
1.28
x
|
1.42
x
|
1.26
x
|
1.19
x
|
EV / Revenue
|
21.2
x
|
1.99
x
|
3.1
x
|
2.6
x
|
2.98
x
|
1.7
x
|
1.51
x
|
1.43
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
0.79
x
|
0.91
x
|
1.09
x
|
0.69
x
|
0.92
x
|
0.97
x
|
0.88
x
|
0.77
x
|
Nbr of stocks (in thousands)
|
380,069
|
373,857
|
346,444
|
298,647
|
301,630
|
303,981
|
-
|
-
|
Reference price
2 |
30.56
|
35.66
|
47.61
|
24.45
|
34.92
|
38.64
|
38.64
|
38.64
|
Announcement Date
|
1/22/20
|
1/22/21
|
1/21/22
|
1/20/23
|
1/19/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
6,394
|
6,686
|
8,206
|
8,428
|
8,214
|
8,258
|
9,330
|
9,858
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
2,965
|
2,903
|
4,096
|
3,741
|
3,051
|
3,218
|
4,062
|
4,239
|
Operating Margin
|
46.37%
|
43.42%
|
49.91%
|
44.39%
|
37.14%
|
38.97%
|
43.54%
|
43.01%
|
Earnings before Tax (EBT)
1 |
1,967
|
1,414
|
3,855
|
2,342
|
1,083
|
1,186
|
2,119
|
2,493
|
Net income
1 |
1,715
|
1,085
|
3,003
|
1,604
|
910
|
880.8
|
1,596
|
1,947
|
Net margin
|
26.82%
|
16.23%
|
36.6%
|
19.03%
|
11.08%
|
10.67%
|
17.11%
|
19.75%
|
EPS
2 |
4.340
|
2.880
|
8.220
|
5.030
|
2.980
|
2.838
|
5.258
|
6.342
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
0.6800
|
0.7600
|
0.8800
|
1.200
|
1.200
|
1.200
|
1.231
|
1.253
|
Announcement Date
|
1/22/20
|
1/22/21
|
1/21/22
|
1/20/23
|
1/19/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
2,199
|
2,135
|
2,076
|
2,016
|
2,201
|
2,100
|
2,079
|
1,968
|
2,067
|
1,986
|
2,010
|
2,082
|
2,159
|
2,219
|
2,294
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
1,109
|
1,013
|
938
|
855
|
935
|
834
|
830
|
736
|
651
|
678
|
752.4
|
839.6
|
904.9
|
917
|
984.5
|
Operating Margin
|
50.43%
|
47.45%
|
45.18%
|
42.41%
|
42.48%
|
39.71%
|
39.92%
|
37.4%
|
31.49%
|
34.14%
|
37.44%
|
40.32%
|
41.91%
|
41.33%
|
42.92%
|
Earnings before Tax (EBT)
1 |
899
|
846
|
634
|
417
|
445
|
388
|
403
|
228
|
64
|
171
|
248.2
|
357.5
|
414.6
|
442.8
|
496.2
|
Net income
1 |
624
|
627
|
454
|
272
|
251
|
291
|
301
|
269
|
49
|
129
|
172.5
|
269
|
313.6
|
325
|
362.5
|
Net margin
|
28.38%
|
29.37%
|
21.87%
|
13.49%
|
11.4%
|
13.86%
|
14.48%
|
13.67%
|
2.37%
|
6.5%
|
8.58%
|
12.92%
|
14.52%
|
14.65%
|
15.8%
|
EPS
2 |
1.790
|
1.860
|
1.400
|
0.8800
|
0.8300
|
0.9600
|
0.9900
|
0.8800
|
0.1600
|
0.4200
|
0.5255
|
0.8604
|
1.023
|
1.063
|
1.166
|
Dividend per Share
2 |
0.2500
|
0.3000
|
0.3000
|
0.3000
|
0.3000
|
0.3000
|
0.3000
|
-
|
0.3000
|
0.3000
|
0.3050
|
0.3050
|
0.3050
|
0.3175
|
0.3210
|
Announcement Date
|
1/21/22
|
4/14/22
|
7/19/22
|
10/19/22
|
1/20/23
|
4/19/23
|
7/19/23
|
10/18/23
|
1/19/24
|
4/18/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
124,129
|
-
|
8,961
|
14,590
|
13,922
|
2,322
|
2,322
|
2,322
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
12.4%
|
7.7%
|
18.5%
|
11.2%
|
8.3%
|
7.23%
|
11.5%
|
12.1%
|
ROA (Net income/ Total Assets)
|
1%
|
0.6%
|
1.1%
|
0.9%
|
0.5%
|
0.48%
|
0.82%
|
0.9%
|
Assets
1 |
171,500
|
180,833
|
273,000
|
178,222
|
182,000
|
181,681
|
195,533
|
216,360
|
Book Value Per Share
2 |
38.50
|
39.20
|
43.60
|
35.20
|
37.80
|
39.80
|
43.80
|
50.30
|
Cash Flow per Share
|
10.20
|
9.920
|
11.10
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
1/22/20
|
1/22/21
|
1/21/22
|
1/20/23
|
1/19/24
|
-
|
-
|
-
|
Last Close Price
38.64
USD Average target price
43.63
USD Spread / Average Target +12.90% Consensus |
1st Jan change
|
Capi.
|
---|
| +10.65% | 11.75B | | -9.95% | 5.81B | | +8.68% | 3.17B | | +7.65% | 2.77B | | -39.82% | 2.16B | | -7.81% | 1B | | -13.41% | 748M | | +98.72% | 533M | | -31.16% | 394M | | +17.39% | 385M |
Consumer Leasing
|