Market Closed -
Nasdaq
04:00:00 2024-05-31 pm EDT
|
5-day change
|
1st Jan Change
|
3.38
USD
|
+1.81%
|
|
+0.60%
|
-13.55%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Capitalization
1 |
642.6
|
534.8
|
575.2
|
182.9
|
133.8
|
120.3
|
-
|
Enterprise Value (EV)
1 |
642.6
|
534.8
|
575.2
|
182.9
|
133.8
|
120.3
|
120.3
|
P/E ratio
|
59.5
x
|
-11.7
x
|
13
x
|
-2.32
x
|
-0.8
x
|
-4.47
x
|
9.83
x
|
Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capitalization / Revenue
|
1.07
x
|
0.92
x
|
0.92
x
|
0.19
x
|
0.13
x
|
0.12
x
|
0.11
x
|
EV / Revenue
|
1.07
x
|
0.92
x
|
0.92
x
|
0.19
x
|
0.13
x
|
0.12
x
|
0.11
x
|
EV / EBITDA
|
8.65
x
|
24.2
x
|
12.2
x
|
-
|
-13
x
|
1.64
x
|
1.44
x
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.31
x
|
1.15
x
|
1.07
x
|
0.33
x
|
0.33
x
|
0.34
x
|
0.33
x
|
Nbr of stocks (in thousands)
|
27,001
|
27,607
|
28,403
|
33,193
|
34,230
|
35,589
|
-
|
Reference price
2 |
23.80
|
19.37
|
20.25
|
5.510
|
3.910
|
3.380
|
3.380
|
Announcement Date
|
2/27/20
|
2/18/21
|
2/24/22
|
3/13/23
|
3/12/24
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net sales
1 |
600.1
|
583.7
|
626.8
|
952.5
|
1,057
|
1,005
|
1,079
|
EBITDA
1 |
74.3
|
22.1
|
47
|
-
|
-10.3
|
73.2
|
83.7
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
84.4
|
-58.1
|
62.8
|
-75.3
|
-253.7
|
-35.72
|
16.35
|
Net income
1 |
61.6
|
-45.1
|
47.4
|
-77.7
|
-180
|
-29.39
|
13.38
|
Net margin
|
10.26%
|
-7.73%
|
7.56%
|
-8.16%
|
-17.03%
|
-2.92%
|
1.24%
|
EPS
2 |
0.4000
|
-1.650
|
1.560
|
-2.370
|
-4.880
|
-0.7567
|
0.3439
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/27/20
|
2/18/21
|
2/24/22
|
3/13/23
|
3/12/24
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
194.1
|
214.7
|
225.8
|
250.1
|
261.9
|
259.5
|
266.6
|
268.2
|
262.6
|
250.5
|
247.1
|
251
|
258.6
|
258.8
|
261.5
|
EBITDA
1 |
23.1
|
33.9
|
-4.5
|
-
|
-
|
-24.5
|
4.3
|
15.6
|
1.7
|
1.9
|
12.2
|
22.8
|
33.2
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
20.9
|
57.7
|
-12.7
|
-112.4
|
-7.9
|
-141.5
|
-17.5
|
-37.4
|
-57.3
|
-30.48
|
-15.29
|
1.465
|
8.582
|
-1.396
|
4.574
|
Net income
1 |
14.2
|
45.7
|
-9.2
|
-105.8
|
-8.4
|
-102.1
|
-14.9
|
-21.1
|
-41.8
|
-26.44
|
-12.1
|
1.214
|
6.892
|
-1.078
|
3.222
|
Net margin
|
7.32%
|
21.29%
|
-4.07%
|
-42.3%
|
-3.21%
|
-39.34%
|
-5.59%
|
-7.87%
|
-15.92%
|
-10.56%
|
-4.9%
|
0.48%
|
2.67%
|
-0.42%
|
1.23%
|
EPS
2 |
0.4600
|
1.370
|
-0.2800
|
-3.210
|
-0.2500
|
-3.000
|
-0.4100
|
-0.5500
|
-1.090
|
-0.6800
|
-0.3100
|
0.0300
|
0.1750
|
-0.0300
|
0.0850
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/24/22
|
5/9/22
|
8/8/22
|
11/7/22
|
3/13/23
|
5/8/23
|
8/8/23
|
11/6/23
|
3/12/24
|
5/9/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
14.7%
|
-3%
|
14.7%
|
12.1%
|
-26.1%
|
-0.98%
|
2.3%
|
ROA (Net income/ Total Assets)
|
3.13%
|
-0.67%
|
3.18%
|
2.12%
|
-5.12%
|
-0.11%
|
0.24%
|
Assets
1 |
1,971
|
6,687
|
1,492
|
-3,672
|
3,514
|
26,241
|
5,484
|
Book Value Per Share
2 |
18.10
|
16.90
|
18.90
|
16.70
|
11.70
|
10.10
|
10.10
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/27/20
|
2/18/21
|
2/24/22
|
3/13/23
|
3/12/24
|
-
|
-
|
Last Close Price
3.38
USD Average target price
5.75
USD Spread / Average Target +70.12% Consensus |
1st Jan change
|
Capi.
|
---|
| -13.55% | 120M | | -8.60% | 49.6B | | -9.32% | 29.44B | | +47.82% | 26.21B | | +28.73% | 25.04B | | +14.69% | 17.59B | | -1.61% | 12.48B | | +14.65% | 10.59B | | +14.03% | 8.1B | | -30.65% | 7.29B |
Other Consumer Lending
|