Financials Hoist Finance AB

Equities

HOFI

SE0006887063

Consumer Lending

Market Closed - Nasdaq Stockholm 11:29:55 2024-05-31 am EDT 5-day change 1st Jan Change
58.8 SEK +1.91% Intraday chart for Hoist Finance AB +3.34% +58.28%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 4,460 3,256 2,608 2,633 3,318 5,127 - -
Enterprise Value (EV) 1 24,074 19,341 19,115 18,421 3,318 26,589 29,055 5,127
P/E ratio 8.23 x -72.9 x -12.6 x 3.73 x 5.93 x 7.14 x 6.43 x 4.03 x
Yield - - - - - - 3.91% -
Capitalization / Revenue 1.47 x 1.37 x 1.16 x 1.01 x 0.94 x 1.31 x 1.12 x 0.97 x
EV / Revenue 7.92 x 8.17 x 8.48 x 7.05 x 0.94 x 6.81 x 6.35 x 0.97 x
EV / EBITDA 27.4 x 21.7 x 659 x 36.3 x - 4.12 x 3.67 x -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.91 x 0.63 x 0.53 x 0.52 x - 0.9 x 0.74 x 0.65 x
Nbr of stocks (in thousands) 89,303 89,303 89,303 89,303 89,303 87,201 - -
Reference price 2 49.94 36.46 29.20 29.48 37.15 58.80 58.80 58.80
Announcement Date 2/12/20 2/9/21 2/8/22 2/8/23 2/7/24 - - -
1SEK in Million2SEK
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 3,038 2,368 2,255 2,613 3,518 3,904 4,575 5,282
EBITDA 1 880 893 29 508 - 6,459 7,909 -
EBIT 1 758 759 -100 399 755 942 1,294 1,688
Operating Margin 24.95% 32.05% -4.43% 15.27% 21.46% 24.13% 28.29% 31.96%
Earnings before Tax (EBT) 1 748 82 -39 490 869 1,003 1,188 1,761
Net income 1 605 -45 -207 706 558 710 840.9 1,232
Net margin 19.91% -1.9% -9.18% 27.02% 15.86% 18.19% 18.38% 23.32%
EPS 2 6.070 -0.5000 -2.320 7.910 6.260 8.240 9.143 14.57
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 - - - - - - 2.300 -
Announcement Date 2/12/20 2/9/21 2/8/22 2/8/23 2/7/24 - - -
1SEK in Million2SEK
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q4 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 669 - 933 973 961 965 1,005
EBITDA - - - - - - -
EBIT 1 61 - 239 277 218 246 200
Operating Margin 9.12% - 25.62% 28.47% 22.68% 25.49% 19.9%
Earnings before Tax (EBT) 73 - - 284 - - -
Net income 1 54 270 162 213 163 185 149
Net margin 8.07% - 17.36% 21.89% 16.96% 19.17% 14.83%
EPS 2 0.6100 2.340 1.820 2.420 1.890 2.170 1.760
Dividend per Share - - - - - - -
Announcement Date 2/8/22 10/27/23 2/7/24 5/3/24 - - -
1SEK in Million2SEK
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt 1 19,614 16,085 16,507 15,788 - 21,462 23,928 -
Net Cash position 1 - - - - - - - -
Leverage (Debt/EBITDA) 22.29 x 18.01 x 569.2 x 31.08 x - 3.323 x 3.025 x -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 15% -1% -5% 13.2% - 13.5% 13.3% 17.4%
ROA (Net income/ Total Assets) 1.9% - - - - 1.89% 2.08% 2.6%
Assets 1 31,825 - - - - 37,487 40,408 47,403
Book Value Per Share 2 54.80 57.80 55.30 56.70 - 65.60 79.00 90.80
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/12/20 2/9/21 2/8/22 2/8/23 2/7/24 - - -
1SEK in Million2SEK
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C+
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
58.8 SEK
Average target price
69.5 SEK
Spread / Average Target
+18.20%
Consensus
  1. Stock Market
  2. Equities
  3. HOFI Stock
  4. Financials Hoist Finance AB