GERMAN AMERICAN BANCORP, INC. |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 31.65 USD | -0.78% |
|
-3.39% | -2.34% |
| May. 08 | Tranche Update on German American Bancorp, Inc.'s Equity Buyback Plan announced on January 31, 2022. | CI |
| Apr. 29 | German American Bancorp Q1 Net Income, Revenue Fall | MT |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Capitalization 1 | 949.7 | 876.6 | 1,035 | 1,100 | 958.5 | 938.9 | - |
| Enterprise Value (EV) 1 | 949.7 | 876.6 | 1,035 | 1,100 | 958.5 | 938.9 | 938.9 |
| P/E ratio | 15.6 x | 14.1 x | 12.3 x | 13.4 x | 11.1 x | 12.4 x | 12.1 x |
| Yield | 1.97% | 2.3% | 2.21% | 2.47% | 3.09% | 3.41% | 3.57% |
| Capitalization / Revenue | 4.98 x | 4.18 x | 4.7 x | 4.23 x | 3.73 x | 3.74 x | 3.62 x |
| EV / Revenue | 4.98 x | 4.18 x | 4.7 x | 4.23 x | 3.73 x | 3.74 x | 3.62 x |
| EV / EBITDA | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - |
| Price to Book | 1.66 x | 1.4 x | 1.55 x | 1.97 x | 1.45 x | 1.33 x | 1.23 x |
| Nbr of stocks (in thousands) | 26,662 | 26,492 | 26,546 | 29,485 | 29,575 | 29,666 | - |
| Reference price 2 | 35.62 | 33.09 | 38.98 | 37.30 | 32.41 | 31.65 | 31.65 |
| Announcement Date | 1/27/20 | 1/25/21 | 1/31/22 | 1/30/23 | 1/29/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net sales 1 | 190.7 | 209.7 | 220.3 | 259.7 | 257.2 | 251.2 | 259.7 |
| EBITDA | - | - | - | - | - | - | - |
| EBIT 1 | 79.92 | 92.59 | 96.28 | 105.5 | 112.7 | 104.6 | 108.3 |
| Operating Margin | 41.91% | 44.15% | 43.71% | 40.63% | 43.81% | 41.65% | 41.71% |
| Earnings before Tax (EBT) 1 | 71.24 | 75.04 | 102.8 | 99.18 | 103.6 | 95.78 | 97.9 |
| Net income 1 | 59.22 | 62.21 | 84.14 | 81.82 | 85.89 | 75.77 | 77.14 |
| Net margin | 31.05% | 29.66% | 38.19% | 31.51% | 33.4% | 30.16% | 29.71% |
| EPS 2 | 2.290 | 2.340 | 3.170 | 2.780 | 2.910 | 2.556 | 2.612 |
| Free Cash Flow | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - |
| Dividend per Share 2 | 0.7000 | 0.7600 | 0.8600 | 0.9200 | 1.000 | 1.080 | 1.130 |
| Announcement Date | 1/27/20 | 1/25/21 | 1/31/22 | 1/30/23 | 1/29/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 | 2025 Q2 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 55.7 | 64.66 | 66.43 | 67.53 | 66.05 | 65.67 | 64.74 | 63.94 | 62.82 | 60.82 | 61.83 | 63.41 | 63.68 | 63.99 | 64.21 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT 1 | 24.43 | 16.5 | 31.15 | 32.81 | 30.44 | 28.06 | 29.02 | 28.52 | 27.09 | 24.08 | 25.86 | 26.54 | 26.73 | 26.19 | 26.86 |
| Operating Margin | 43.86% | 25.51% | 46.9% | 48.59% | 46.08% | 42.72% | 44.82% | 44.6% | 43.12% | 39.59% | 41.83% | 41.85% | 41.98% | 40.92% | 41.83% |
| Earnings before Tax (EBT) 1 | 22.43 | 9.736 | 28.78 | 30.73 | 29.94 | 25.26 | 26.88 | 26.04 | 25.47 | 23.18 | 23.38 | 24.03 | 24.3 | 24.09 | 24.67 |
| Net income 1 | 19.27 | 9.067 | 23.75 | 24.6 | 24.42 | 20.81 | 22.12 | 21.45 | 21.51 | 19.02 | 18.5 | 19.19 | 19.08 | 18.63 | 19.13 |
| Net margin | 34.6% | 14.02% | 35.75% | 36.42% | 36.96% | 31.68% | 34.17% | 33.55% | 34.23% | 31.28% | 29.92% | 30.26% | 29.96% | 29.12% | 29.79% |
| EPS 2 | 0.7300 | 0.3100 | 0.8100 | 0.8300 | 0.8300 | 0.7100 | 0.7500 | 0.7300 | 0.7300 | 0.6400 | 0.6260 | 0.6460 | 0.6440 | 0.6275 | 0.6500 |
| Dividend per Share 2 | 0.2300 | 0.2300 | 0.2300 | 0.2300 | 0.2300 | 0.2500 | 0.2500 | - | 0.2500 | - | 0.2700 | 0.2700 | 0.2700 | 0.2825 | 0.2825 |
| Announcement Date | 1/31/22 | 4/25/22 | 7/25/22 | 10/31/22 | 1/30/23 | 4/24/23 | 7/31/23 | 10/30/23 | 1/29/24 | 4/29/24 | - | - | - | - | - |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 11.4% | 10.5% | 13.1% | 13.4% | 14.7% | 12.1% | 11.2% |
| ROA (Net income/ Total Assets) | 1.43% | 1.32% | 1.57% | 1.26% | 1.42% | 1.23% | 1.23% |
| Assets 1 | 4,141 | 4,713 | 5,359 | 6,494 | 6,048 | 6,160 | 6,292 |
| Book Value Per Share 2 | 21.50 | 23.60 | 25.20 | 18.90 | 22.40 | 23.80 | 25.80 |
| Cash Flow per Share | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - |
| Announcement Date | 1/27/20 | 1/25/21 | 1/31/22 | 1/30/23 | 1/29/24 | - | - |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
C
Sell
Buy
Mean consensus
HOLD
Number of Analysts
5
Last Close Price
31.65
USD
Average target price
35.2
USD
Spread / Average Target
+11.22%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| -2.34% | 939M | |
| +8.64% | 206B | |
| -1.60% | 70.19B | |
| +8.99% | 56.34B | |
| +10.36% | 51.32B | |
| +16.13% | 48.95B | |
| +29.62% | 47.48B | |
| +8.15% | 35.72B | |
| -18.33% | 34.25B | |
| -96.60% | 32.24B |
- Stock Market
- Equities
- GABC Stock
- Financials German American Bancorp, Inc.
