Financials Sampo Oyj

Equities

SAMPO

FI4000552500

Property & Casualty Insurance

Market Closed - Nasdaq Helsinki 11:29:46 2024-05-28 am EDT 5-day change 1st Jan Change
40.53 EUR -0.66% Intraday chart for Sampo Oyj +0.60% +2.32%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 21,609 19,199 24,098 25,115 19,876 20,338 - -
Enterprise Value (EV) 1 23,726 21,772 21,295 24,025 21,375 22,297 20,338 20,338
P/E ratio 19.1 x 494 x 9.52 x 18.1 x 15.1 x 16.7 x 15.6 x 14.7 x
Yield 5.65% 4.92% 4.77% 3.69% 4.04% 4.53% 4.83% 4.99%
Capitalization / Revenue 4.92 x 4.28 x 5.05 x 5.02 x 2.68 x 3.02 x 2.87 x 2.76 x
EV / Revenue 5.41 x 4.86 x 4.46 x 4.8 x 2.88 x 3.31 x 2.87 x 2.76 x
EV / EBITDA - 57,293,456 x - - - - - -
EV / FCF - 36.5 x 18.5 x - 22.2 x 25 x 21.8 x 20.7 x
FCF Yield - 2.74% 5.42% - 4.51% 4% 4.6% 4.84%
Price to Book 1.81 x 1.68 x 1.88 x 2.8 x 2.74 x 2.76 x 2.72 x 2.54 x
Nbr of stocks (in thousands) 555,352 555,352 546,930 514,438 501,797 501,797 - -
Reference price 2 38.91 34.57 44.06 48.82 39.61 40.53 40.53 40.53
Announcement Date 2/6/20 2/11/21 2/9/22 2/10/23 2/8/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 4,388 4,484 4,772 5,002 7,412 6,733 7,078 7,379
EBITDA - 380 - - - - - -
EBIT 1 1,541 380 3,171 1,863 1,481 1,644 1,753 1,829
Operating Margin 35.12% 8.47% 66.45% 37.25% 19.98% 24.42% 24.76% 24.79%
Earnings before Tax (EBT) 1 1,541 380 3,171 1,863 1,481 1,660 1,724 1,811
Net income 1 1,130 37 2,567 1,427 1,323 1,211 1,263 1,332
Net margin 25.75% 0.83% 53.79% 28.53% 17.85% 17.99% 17.85% 18.06%
EPS 2 2.040 0.0700 4.630 2.690 2.620 2.432 2.591 2.754
Free Cash Flow 1 - 597 1,154 - 965 891 935 984
FCF margin - 13.31% 24.18% - 13.02% 13.23% 13.21% 13.34%
FCF Conversion (EBITDA) - 157.11% - - - - - -
FCF Conversion (Net income) - 1,613.51% 44.96% - 72.94% 73.57% 74.02% 73.85%
Dividend per Share 2 2.200 1.700 2.100 1.800 1.600 1.837 1.958 2.021
Announcement Date 2/6/20 2/11/21 2/9/22 2/10/23 2/8/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 S1 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1 2025 Q2
Net sales 1 - 1,229 1,216 1,253 1,280 1,253 1,235 1,821 1,880 1,939 2,020 2,018 2,072 2,112 2,027 2,093
EBITDA - - - - - - - - - - - - - - - -
EBIT 1 1,343 1,197 566 499 407 390 359 363 391 368 465 406.5 412.8 389.8 - -
Operating Margin - 97.4% 46.55% 39.82% 31.8% 31.13% 29.07% 19.93% 20.8% 18.98% 23.02% 20.15% 19.92% 18.46% - -
Earnings before Tax (EBT) 1 - 1,197 566 499 407 390 359 363 391 368 465 408.2 422.6 398.3 397 453
Net income 1 - 1,048 467 399 306 255 271 304 366 382 343 283.4 293.1 290.5 287 324
Net margin - 85.27% 38.4% 31.84% 23.91% 20.35% 21.94% 16.69% 19.47% 19.7% 16.98% 14.05% 14.14% 13.76% 14.16% 15.48%
EPS 2 - 1.890 0.8600 0.7500 0.5800 0.5000 0.5300 0.6000 0.7300 0.7600 0.6800 0.5576 0.6056 0.6000 0.5900 0.6700
Dividend per Share 2 - 2.100 - - - 1.800 - - - 1.600 - - - 1.700 - -
Announcement Date 8/4/21 2/9/22 5/4/22 8/3/22 11/2/22 2/10/23 5/10/23 8/9/23 11/8/23 2/8/24 5/7/24 - - - - -
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt 1 2,117 2,573 - - 1,499 1,959 - -
Net Cash position 1 - - 2,803 1,090 - - - -
Leverage (Debt/EBITDA) - 6.771 x - - - - - -
Free Cash Flow 1 - 597 1,154 - 965 891 935 984
ROE (net income / shareholders' equity) 12% 0.32% 26.8% 13.1% 15.7% 16.6% 17.5% 17.9%
ROA (Net income/ Total Assets) 2.23% 2.21% 4.37% 2.77% 4.17% 4.97% 5.01% 5.1%
Assets 1 50,639 1,675 58,795 51,548 31,718 24,387 25,213 26,123
Book Value Per Share 2 21.50 20.60 23.40 17.40 14.50 14.70 14.90 16.00
Cash Flow per Share 2.750 1.460 2.140 - - - - -
Capex 1 - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 2/6/20 2/11/21 2/9/22 2/10/23 2/8/24 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B+
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
40.53 EUR
Average target price
43.26 EUR
Spread / Average Target
+6.73%
Consensus