Market Closed -
Nasdaq Helsinki
11:29:46 2024-05-28 am EDT
|
5-day change
|
1st Jan Change
|
40.53
EUR
|
-0.66%
|
|
+0.60%
|
+2.32%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
21,609
|
19,199
|
24,098
|
25,115
|
19,876
|
20,338
|
-
|
-
|
Enterprise Value (EV)
1 |
23,726
|
21,772
|
21,295
|
24,025
|
21,375
|
22,297
|
20,338
|
20,338
|
P/E ratio
|
19.1
x
|
494
x
|
9.52
x
|
18.1
x
|
15.1
x
|
16.7
x
|
15.6
x
|
14.7
x
|
Yield
|
5.65%
|
4.92%
|
4.77%
|
3.69%
|
4.04%
|
4.53%
|
4.83%
|
4.99%
|
Capitalization / Revenue
|
4.92
x
|
4.28
x
|
5.05
x
|
5.02
x
|
2.68
x
|
3.02
x
|
2.87
x
|
2.76
x
|
EV / Revenue
|
5.41
x
|
4.86
x
|
4.46
x
|
4.8
x
|
2.88
x
|
3.31
x
|
2.87
x
|
2.76
x
|
EV / EBITDA
|
-
|
57,293,456
x
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
36.5
x
|
18.5
x
|
-
|
22.2
x
|
25
x
|
21.8
x
|
20.7
x
|
FCF Yield
|
-
|
2.74%
|
5.42%
|
-
|
4.51%
|
4%
|
4.6%
|
4.84%
|
Price to Book
|
1.81
x
|
1.68
x
|
1.88
x
|
2.8
x
|
2.74
x
|
2.76
x
|
2.72
x
|
2.54
x
|
Nbr of stocks (in thousands)
|
555,352
|
555,352
|
546,930
|
514,438
|
501,797
|
501,797
|
-
|
-
|
Reference price
2 |
38.91
|
34.57
|
44.06
|
48.82
|
39.61
|
40.53
|
40.53
|
40.53
|
Announcement Date
|
2/6/20
|
2/11/21
|
2/9/22
|
2/10/23
|
2/8/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
4,388
|
4,484
|
4,772
|
5,002
|
7,412
|
6,733
|
7,078
|
7,379
|
EBITDA
|
-
|
380
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
1,541
|
380
|
3,171
|
1,863
|
1,481
|
1,644
|
1,753
|
1,829
|
Operating Margin
|
35.12%
|
8.47%
|
66.45%
|
37.25%
|
19.98%
|
24.42%
|
24.76%
|
24.79%
|
Earnings before Tax (EBT)
1 |
1,541
|
380
|
3,171
|
1,863
|
1,481
|
1,660
|
1,724
|
1,811
|
Net income
1 |
1,130
|
37
|
2,567
|
1,427
|
1,323
|
1,211
|
1,263
|
1,332
|
Net margin
|
25.75%
|
0.83%
|
53.79%
|
28.53%
|
17.85%
|
17.99%
|
17.85%
|
18.06%
|
EPS
2 |
2.040
|
0.0700
|
4.630
|
2.690
|
2.620
|
2.432
|
2.591
|
2.754
|
Free Cash Flow
1 |
-
|
597
|
1,154
|
-
|
965
|
891
|
935
|
984
|
FCF margin
|
-
|
13.31%
|
24.18%
|
-
|
13.02%
|
13.23%
|
13.21%
|
13.34%
|
FCF Conversion (EBITDA)
|
-
|
157.11%
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
1,613.51%
|
44.96%
|
-
|
72.94%
|
73.57%
|
74.02%
|
73.85%
|
Dividend per Share
2 |
2.200
|
1.700
|
2.100
|
1.800
|
1.600
|
1.837
|
1.958
|
2.021
|
Announcement Date
|
2/6/20
|
2/11/21
|
2/9/22
|
2/10/23
|
2/8/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 S1
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
-
|
1,229
|
1,216
|
1,253
|
1,280
|
1,253
|
1,235
|
1,821
|
1,880
|
1,939
|
2,020
|
2,018
|
2,072
|
2,112
|
2,027
|
2,093
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
1,343
|
1,197
|
566
|
499
|
407
|
390
|
359
|
363
|
391
|
368
|
465
|
406.5
|
412.8
|
389.8
|
-
|
-
|
Operating Margin
|
-
|
97.4%
|
46.55%
|
39.82%
|
31.8%
|
31.13%
|
29.07%
|
19.93%
|
20.8%
|
18.98%
|
23.02%
|
20.15%
|
19.92%
|
18.46%
|
-
|
-
|
Earnings before Tax (EBT)
1 |
-
|
1,197
|
566
|
499
|
407
|
390
|
359
|
363
|
391
|
368
|
465
|
408.2
|
422.6
|
398.3
|
397
|
453
|
Net income
1 |
-
|
1,048
|
467
|
399
|
306
|
255
|
271
|
304
|
366
|
382
|
343
|
283.4
|
293.1
|
290.5
|
287
|
324
|
Net margin
|
-
|
85.27%
|
38.4%
|
31.84%
|
23.91%
|
20.35%
|
21.94%
|
16.69%
|
19.47%
|
19.7%
|
16.98%
|
14.05%
|
14.14%
|
13.76%
|
14.16%
|
15.48%
|
EPS
2 |
-
|
1.890
|
0.8600
|
0.7500
|
0.5800
|
0.5000
|
0.5300
|
0.6000
|
0.7300
|
0.7600
|
0.6800
|
0.5576
|
0.6056
|
0.6000
|
0.5900
|
0.6700
|
Dividend per Share
2 |
-
|
2.100
|
-
|
-
|
-
|
1.800
|
-
|
-
|
-
|
1.600
|
-
|
-
|
-
|
1.700
|
-
|
-
|
Announcement Date
|
8/4/21
|
2/9/22
|
5/4/22
|
8/3/22
|
11/2/22
|
2/10/23
|
5/10/23
|
8/9/23
|
11/8/23
|
2/8/24
|
5/7/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
2,117
|
2,573
|
-
|
-
|
1,499
|
1,959
|
-
|
-
|
Net Cash position
1 |
-
|
-
|
2,803
|
1,090
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
6.771
x
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
1 |
-
|
597
|
1,154
|
-
|
965
|
891
|
935
|
984
|
ROE (net income / shareholders' equity)
|
12%
|
0.32%
|
26.8%
|
13.1%
|
15.7%
|
16.6%
|
17.5%
|
17.9%
|
ROA (Net income/ Total Assets)
|
2.23%
|
2.21%
|
4.37%
|
2.77%
|
4.17%
|
4.97%
|
5.01%
|
5.1%
|
Assets
1 |
50,639
|
1,675
|
58,795
|
51,548
|
31,718
|
24,387
|
25,213
|
26,123
|
Book Value Per Share
2 |
21.50
|
20.60
|
23.40
|
17.40
|
14.50
|
14.70
|
14.90
|
16.00
|
Cash Flow per Share
|
2.750
|
1.460
|
2.140
|
-
|
-
|
-
|
-
|
-
|
Capex
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/6/20
|
2/11/21
|
2/9/22
|
2/10/23
|
2/8/24
|
-
|
-
|
-
|
Last Close Price
40.53
EUR Average target price
43.26
EUR Spread / Average Target +6.73% Consensus |
1st Jan change
|
Capi.
|
---|
| +2.32% | 22.23B | | +52.00% | 66.89B | | +14.18% | 51.79B | | +10.44% | 48.85B | | +17.64% | 43.5B | | +37.67% | 38.65B | | +80.18% | 33.49B | | +10.43% | 29.91B | | +27.85% | 25.95B | | +12.94% | 21.04B |
Other Property & Casualty Insurance
|