Market Closed -
Toronto S.E.
04:00:00 2024-06-07 pm EDT
|
5-day change
|
1st Jan Change
|
39.99
CAD
|
+1.94%
|
|
+1.06%
|
+5.54%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
14,322
|
20,014
|
28,291
|
21,265
|
24,785
|
25,972
|
-
|
-
|
Enterprise Value (EV)
1 |
14,322
|
20,014
|
28,291
|
21,265
|
24,785
|
25,972
|
25,972
|
25,972
|
P/E ratio
|
13.2
x
|
9.49
x
|
9.79
x
|
11.4
x
|
11.4
x
|
8.32
x
|
7.71
x
|
7.03
x
|
Yield
|
4.77%
|
5.98%
|
4.28%
|
6.22%
|
-
|
5.66%
|
5.91%
|
6.58%
|
Capitalization / Revenue
|
0.29
x
|
0.31
x
|
0.41
x
|
0.44
x
|
-
|
0.37
x
|
0.36
x
|
0.35
x
|
EV / Revenue
|
0.29
x
|
0.31
x
|
0.41
x
|
0.44
x
|
-
|
0.37
x
|
0.36
x
|
0.35
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
1.08
x
|
0.93
x
|
1.21
x
|
0.92
x
|
-
|
1.15
x
|
1.07
x
|
-
|
Nbr of stocks (in thousands)
|
426,250
|
677,156
|
676,486
|
667,081
|
652,520
|
649,455
|
-
|
-
|
Reference price
2 |
33.45
|
29.23
|
41.80
|
31.85
|
37.89
|
39.99
|
39.99
|
39.99
|
Announcement Date
|
3/18/20
|
3/17/21
|
3/17/22
|
3/16/23
|
3/20/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
48,841
|
64,616
|
69,561
|
48,695
|
-
|
70,892
|
73,142
|
75,194
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
4,141
|
4,166
|
5,186
|
4,734
|
-
|
5,965
|
6,152
|
6,112
|
Operating Margin
|
8.48%
|
6.45%
|
7.46%
|
9.72%
|
-
|
8.41%
|
8.41%
|
8.13%
|
Earnings before Tax (EBT)
1 |
3,597
|
3,611
|
5,316
|
4,024
|
-
|
5,965
|
6,152
|
6,112
|
Net income
1 |
1,108
|
1,994
|
2,917
|
1,913
|
2,195
|
3,008
|
3,185
|
3,314
|
Net margin
|
2.27%
|
3.09%
|
4.19%
|
3.93%
|
-
|
4.24%
|
4.35%
|
4.41%
|
EPS
2 |
2.530
|
3.080
|
4.270
|
2.800
|
3.320
|
4.807
|
5.190
|
5.690
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
1.597
|
1.748
|
1.790
|
1.980
|
-
|
2.262
|
2.363
|
2.630
|
Announcement Date
|
3/18/20
|
3/17/21
|
3/17/22
|
3/16/23
|
3/20/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
928
|
975
|
Net income
1 |
587
|
478
|
527
|
422
|
486
|
313
|
501
|
975
|
406
|
709
|
691.7
|
673.5
|
717.5
|
729
|
729.5
|
Net margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EPS
2 |
0.9100
|
0.7000
|
0.7800
|
0.6300
|
0.7300
|
0.4700
|
0.7500
|
1.470
|
0.6300
|
1.090
|
1.160
|
1.080
|
1.110
|
1.170
|
1.170
|
Dividend per Share
2 |
0.4475
|
0.4950
|
0.4950
|
0.4950
|
0.4950
|
0.5250
|
0.5200
|
0.5200
|
-
|
-
|
0.5610
|
0.5617
|
0.5810
|
0.5762
|
0.5900
|
Announcement Date
|
3/17/22
|
5/11/22
|
8/5/22
|
11/9/22
|
3/16/23
|
5/15/23
|
8/10/23
|
11/13/23
|
3/20/24
|
5/8/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
8.96%
|
10.7%
|
13.9%
|
7.91%
|
-
|
14.1%
|
14.4%
|
14.1%
|
ROA (Net income/ Total Assets)
|
0.24%
|
0.35%
|
0.5%
|
0.27%
|
-
|
1%
|
1.1%
|
1%
|
Assets
1 |
464,765
|
567,768
|
582,817
|
697,640
|
-
|
300,800
|
289,545
|
331,400
|
Book Value Per Share
2 |
31.00
|
31.40
|
34.60
|
34.60
|
-
|
34.80
|
37.30
|
-
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
388
|
566
|
804
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
0.6%
|
0.81%
|
1.65%
|
-
|
-
|
-
|
-
|
Announcement Date
|
3/18/20
|
3/17/21
|
3/17/22
|
3/16/23
|
3/20/24
|
-
|
-
|
-
|
Last Close Price
39.99
CAD Average target price
43.78
CAD Spread / Average Target +9.47% Consensus |
1st Jan change
|
Capi.
|
---|
| +5.54% | 18.88B | | +7.62% | 50.45B | | +5.93% | 49.81B | | +21.55% | 46.31B | | +13.62% | 42.31B | | +23.11% | 39.83B | | -1.75% | 28.46B | | -8.98% | 27.07B | | +27.21% | 26.32B | | -18.41% | 25.51B |
Other Life & Health Insurance
|