Financials AIB Group plc

Equities

A5G

IE00BF0L3536

Banks

Real-time Irish S.E. 09:33:28 2024-06-10 am EDT 5-day change 1st Jan Change
5.075 EUR -0.98% Intraday chart for AIB Group plc -2.68% +30.80%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 8,431 4,563 5,809 9,667 10,161 12,405 - -
Enterprise Value (EV) 1 8,431 4,563 5,809 9,667 10,161 12,405 12,405 12,405
P/E ratio 25.7 x -5.6 x 10 x 13.9 x 5.13 x 7.15 x 7.44 x 7.24 x
Yield 2.58% - 2.1% 1.71% - 5.86% 6.22% 6.62%
Capitalization / Revenue 3.13 x 1.92 x 2.44 x 3.34 x 2.14 x 2.72 x 2.86 x 2.91 x
EV / Revenue 3.13 x 1.92 x 2.44 x 3.34 x 2.14 x 2.72 x 2.86 x 2.91 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.61 x 0.34 x 0.43 x 0.87 x - 0.88 x 0.83 x 0.77 x
Nbr of stocks (in thousands) 2,714,381 2,714,381 2,714,381 2,673,428 2,618,754 2,420,520 - -
Reference price 2 3.106 1.681 2.140 3.616 3.880 5.125 5.125 5.125
Announcement Date 3/6/20 3/5/21 3/3/22 3/8/23 3/6/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 2,695 2,371 2,384 2,895 4,741 4,556 4,340 4,259
EBITDA - - - - - - - -
EBIT 1 1,087 729 688 1,081 2,730 2,348 2,110 2,169
Operating Margin 40.33% 30.75% 28.86% 37.34% 57.58% 51.53% 48.62% 50.94%
Earnings before Tax (EBT) 1 499 -931 629 880 2,394 2,156 1,919 1,891
Net income 1 327 -769 647 767 2,061 1,762 1,561 1,537
Net margin 12.13% -32.43% 27.14% 26.49% 43.47% 38.68% 35.96% 36.09%
EPS 2 0.1210 -0.3000 0.2140 0.2610 0.7570 0.7172 0.6893 0.7079
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0.0800 - 0.0450 0.0620 - 0.3006 0.3187 0.3394
Announcement Date 3/6/20 3/5/21 3/3/22 3/8/23 3/6/24 - - -
1EUR in Million2EUR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2019 S2 2020 S1 2020 S2 2021 S1 2021 S2 2022 S1 2022 S2 2023 S1 2023 S2 2024 S1 2024 S2 2025 S1 2025 S2
Net sales 1 1,292 1,187 1,184 1,171 1,213 1,274 1,621 2,209 2,532 2,373 2,284 2,230 2,245
EBITDA - - - - - - - - - - - - -
EBIT 1 520 302 427 373 - 391 - 1,205 1,525 1,242 - - -
Operating Margin 40.25% 25.44% 36.06% 31.85% - 30.69% - 54.55% 60.23% 52.34% - - -
Earnings before Tax (EBT) 1 63 -909 -22 291 - 537 - 987 1,407 1,160 - - -
Net income 1 -16 -718 -51 275 - 477 290 856 1,205 1,010 - - -
Net margin -1.24% -60.49% -4.31% 23.48% - 37.44% 17.89% 38.75% 47.59% 42.56% - - -
EPS -0.005000 -0.2700 -0.0300 0.0890 - 0.1650 - 0.3100 - - - - -
Dividend per Share 0.0800 - - - - - - - - - - - -
Announcement Date 3/6/20 8/6/20 3/5/21 8/4/21 3/3/22 7/29/22 3/8/23 7/28/23 3/6/24 - - - -
1EUR in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 2.37% -5.66% 4.78% 6.47% - 13% 11.4% 10.9%
ROA (Net income/ Total Assets) 0.34% -0.74% 0.54% 0.6% - 1.26% 1.09% 1.11%
Assets 1 95,058 104,474 119,131 128,821 - 140,385 143,798 138,685
Book Value Per Share 2 5.060 4.940 5.030 4.170 - 5.820 6.200 6.630
Cash Flow per Share 2 - - - - - 0.8500 0.7800 -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 3/6/20 3/5/21 3/3/22 3/8/23 3/6/24 - - -
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B+
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
13
Last Close Price
5.125 EUR
Average target price
5.992 EUR
Spread / Average Target
+16.91%
Consensus
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