Financials U & I Financial Corp.

Equities

UNIF

US9025211031

Market Closed - OTC Markets 09:30:01 2024-07-05 am EDT 5-day change 1st Jan Change
5.7 USD +0.06% Intraday chart for U & I Financial Corp. 0.00% -46.07%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 46.99 50.18 51.55 49.65 58.77 58.82
Enterprise Value (EV) 1 5.792 30.76 18.49 30.27 39.64 40.47
P/E ratio 15.5 x 11 x 9.07 x 7.95 x 7.05 x 5.49 x
Yield - - - - - 1.85%
Capitalization / Revenue 4.33 x 3.78 x 3.23 x 2.83 x 2.64 x 2.21 x
EV / Revenue 0.53 x 2.32 x 1.16 x 1.72 x 1.78 x 1.52 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.24 x 1.17 x 1.02 x 0.84 x 0.87 x 0.82 x
Nbr of stocks (in thousands) 5,222 5,575 5,573 5,579 5,597 5,441
Reference price 2 9.000 9.000 9.250 8.900 10.50 10.81
Announcement Date 3/22/18 3/23/19 3/24/20 3/27/21 3/26/22 3/31/23
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 10.86 13.26 15.98 17.56 22.27 26.62
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 3.988 5.531 6.982 7.516 10.5 13.83
Net income 1 3.195 4.506 5.625 6.213 8.502 11.13
Net margin 29.42% 33.99% 35.19% 35.38% 38.18% 41.81%
EPS 2 0.5800 0.8200 1.020 1.120 1.490 1.970
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - 0.2000
Announcement Date 3/22/18 3/23/19 3/24/20 3/27/21 3/26/22 3/31/23
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - - - - -
Net Cash position 1 41.2 19.4 33.1 19.4 19.1 18.3
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 8.38% 10.9% 12% 11.3% 13.5% 16%
ROA (Net income/ Total Assets) 1.2% 1.56% 1.72% 1.65% 1.98% 2.14%
Assets 1 266.2 289.5 326.2 375.7 429.8 521.2
Book Value Per Share 2 7.230 7.720 9.050 10.60 12.10 13.20
Cash Flow per Share 2 4.080 3.130 3.750 3.930 5.550 7.670
Capex 1 0.08 0.02 0.13 0.2 0.13 0.38
Capex / Sales 0.71% 0.17% 0.81% 1.11% 0.6% 1.42%
Announcement Date 3/22/18 3/23/19 3/24/20 3/27/21 3/26/22 3/31/23
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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