U & I FINANCIAL CORP. |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 5.7 USD | +0.06% |
|
0.00% | -46.07% |
| Apr. 30 | U & I Financial Corp. Reports Earnings Results for the First Quarter Ended March 31, 2024 | CI |
| Apr. 18 | U & I Financial Corp. Announces Suspension of Semi-Annual Cash Dividends | CI |
Valuation
| Fiscal Period: December | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
|---|---|---|---|---|---|---|
| Capitalization 1 | 46.99 | 50.18 | 51.55 | 49.65 | 58.77 | 58.82 |
| Enterprise Value (EV) 1 | 5.792 | 30.76 | 18.49 | 30.27 | 39.64 | 40.47 |
| P/E ratio | 15.5 x | 11 x | 9.07 x | 7.95 x | 7.05 x | 5.49 x |
| Yield | - | - | - | - | - | 1.85% |
| Capitalization / Revenue | 4.33 x | 3.78 x | 3.23 x | 2.83 x | 2.64 x | 2.21 x |
| EV / Revenue | 0.53 x | 2.32 x | 1.16 x | 1.72 x | 1.78 x | 1.52 x |
| EV / EBITDA | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - |
| Price to Book | 1.24 x | 1.17 x | 1.02 x | 0.84 x | 0.87 x | 0.82 x |
| Nbr of stocks (in thousands) | 5,222 | 5,575 | 5,573 | 5,579 | 5,597 | 5,441 |
| Reference price 2 | 9.000 | 9.000 | 9.250 | 8.900 | 10.50 | 10.81 |
| Announcement Date | 3/22/18 | 3/23/19 | 3/24/20 | 3/27/21 | 3/26/22 | 3/31/23 |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
|---|---|---|---|---|---|---|
| Net sales 1 | 10.86 | 13.26 | 15.98 | 17.56 | 22.27 | 26.62 |
| EBITDA | - | - | - | - | - | - |
| EBIT | - | - | - | - | - | - |
| Operating Margin | - | - | - | - | - | - |
| Earnings before Tax (EBT) 1 | 3.988 | 5.531 | 6.982 | 7.516 | 10.5 | 13.83 |
| Net income 1 | 3.195 | 4.506 | 5.625 | 6.213 | 8.502 | 11.13 |
| Net margin | 29.42% | 33.99% | 35.19% | 35.38% | 38.18% | 41.81% |
| EPS 2 | 0.5800 | 0.8200 | 1.020 | 1.120 | 1.490 | 1.970 |
| Free Cash Flow | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - |
| Dividend per Share | - | - | - | - | - | 0.2000 |
| Announcement Date | 3/22/18 | 3/23/19 | 3/24/20 | 3/27/21 | 3/26/22 | 3/31/23 |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
|---|---|---|---|---|---|---|
| Net Debt 1 | - | - | - | - | - | - |
| Net Cash position 1 | 41.2 | 19.4 | 33.1 | 19.4 | 19.1 | 18.3 |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 8.38% | 10.9% | 12% | 11.3% | 13.5% | 16% |
| ROA (Net income/ Total Assets) | 1.2% | 1.56% | 1.72% | 1.65% | 1.98% | 2.14% |
| Assets 1 | 266.2 | 289.5 | 326.2 | 375.7 | 429.8 | 521.2 |
| Book Value Per Share 2 | 7.230 | 7.720 | 9.050 | 10.60 | 12.10 | 13.20 |
| Cash Flow per Share 2 | 4.080 | 3.130 | 3.750 | 3.930 | 5.550 | 7.670 |
| Capex 1 | 0.08 | 0.02 | 0.13 | 0.2 | 0.13 | 0.38 |
| Capex / Sales | 0.71% | 0.17% | 0.81% | 1.11% | 0.6% | 1.42% |
| Announcement Date | 3/22/18 | 3/23/19 | 3/24/20 | 3/27/21 | 3/26/22 | 3/31/23 |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
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