Optima bank S A : Announcement - Listing of new shares through capitalization of undistributed profits

ANNOUNCEMENT

Admission to trading of 80,000 new, common, registered voting shares of

"Optima bank SA" due to an increase in share capital through

capitalization of undistributed profits within the framework of free share

allocation program pursuant to the provisions of article 114 of Law

4548/2018

The societe anonyme under the name "Optima bank SA" and the distinctive title "Optima bank" (the "Bank") announces to the investors that on 23.05.2024 the Ordinary General Meeting of the Bank's Shareholders approved, among other, the free distribution of shares of the Bank through capitalization of part of the profits for the fiscal year 2023, up to the amount of € 1,035,000.00, with an equal amount increase of share capital, divided by the amount of the increase, into up to 300,000 new registered, common, with voting rights, intangible shares, with a nominal value of €3.45 each, in order the new shares to be allocated free of charge, based on the prerequisites of the Law, to the President and the executive members of the Board of Directors (excluding Independent Non-Executive Members), as well as to senior management officers of the Bank (Executive Committee Members), in accordance with the provisions of article 114 of Law 4548/2018 ("Program").

Consequently, for the purpose of the Program within the current fiscal year, the Ordinary General Meeting of 23.05.2024 decided to increase the share capital of the Bank by the amount of two hundred and seventy six thousand ( 276,000€) Euros, with the issuance of eighty thousand (80,000) new, common, registered voting shares, with a nominal value of 3.45 Euros each ( the New Shares), through capitalization of an equal part of undistributed profits of the fiscal year 2023 and the amendment of article 5 of the Bank's Articles of Association.

On 12.06.2024 the decision with protocol number 3296001 AP/12-06-2024 of the Directorate of Companies, Department D' Financial Institutions, Insurance Corporations and DEKO of the Ministry of Development which approved the amendment of article 5 of the Bank's Articles of Association as a result of the above increase of share capital was registered in the General Commercial Register (G.E.MH.) with registration code number (K.A.K.) 4218440.

The nominal share capital of the Bank comes up, after the above increase of share capital, to the amount of two hundred fifty four million five hundred twenty thousand seven hundred eighty nine euros and ninety euro cents (€ 254,520,789.90) and is divided into seventy three million seven

Optima bank S.A.

• Registration Number of Hellenic Business Registry: 003664201000 • Tax Registration No: 099369013 • Athens Tax Office for Sociétés Anonymes • 32 Aigialeias & Paradissou Str. 15125 Maroussi Greece
• Τ: [phone] • F: [phone] • E: [e-mail]

optimabank.gr

hundred seventy-four thousand one hundred and forty-two (73,774,142) registered shares, with a nominal value of three euros and forty-five euro cents (€3.45) per share.

The New Shares are of the same category as the Bank's shares that are already traded on the Main Market of the Athens Stock Exchange (the "ATHEX") and will be allocated to a total of twelve (12) Beneficiaries.

Pursuant to article 1 par. 5(h) of Regulation (EU) 2017/1129, as applicable, there is no obligation to publish a prospectus for the listing of the New Shares for trading on the ATHEX, given that an information form has been published that includes information about the number and nature of securities issued, as well as the reasons and details of their distribution.

The Corporate Actions Committee of the ATHEX with its decision of 18.06.2024 approved the admission to trading of the 80,000 New Shares of the Bank. The trading at the ATHEX of the New Shares will start on the second (2nd) working day after the date of the above approval , i.e. on 20.06.2024. The initial price of the Bank's shares on the ATHEX on the date the trading will start will be formed in accordance with the Regulation of the ATHEX and decision of the Board of Directors of ATHEX no 26, as applicable. The New Shares will be registered on the date of the start of trading in the records of the Hellenic Central Securities Depository (EL.KA.T.) and in the shares and accounts held by the Beneficiaries in the Intangible Securities System (S.A.T. ) of ATHEX, in accordance with the current legislation.

For more information, interested parties may contact the Investor Relations, Shareholders and Corporate Communications Service Department during working days and hours (Contact: Georgios Doukas, Address: 32 Aigialeias, 15125 Maroussi, Tel. [phone], Email: investors@optimabank

.gr).

Maroussi 18 June 2024

On behalf of Optima bank S.A.

Optima bank S.A.

• Registration Number of Hellenic Business Registry: 003664201000 • Tax Registration No: 099369013 • Athens Tax Office for Sociétés Anonymes • 32 Aigialeias & Paradissou Str. 15125 Maroussi Greece
• Τ: [phone] • F: [phone] • E: [e-mail]

optimabank.gr