Hamburg
Frankfurt
Munich
Annual Report 2021
,
2021 | 2020 | 2019 | |
Assets under Management* | 2,2 | 1,7 | 1,1 |
LLOYD FONDS LIQUID ASSETS (EUR billion) | |||
Group figures* | |||
EUR million | |||
Sales (gross) | 26,1 | 27,7 | 8,2 |
EBITDA | 4,6 | 7,0 | -9,7 |
Net profit after tax** | 6,6 | 1,0 | -0,1 |
Net operating cash flows | 20,0 | -0,9 | -3,2 |
Total assets | 116,9 | 113,7 | 104,8 |
Equity | 48,4 | 42,7 | 41,2 |
Equity ratio (%) | 41,3 | 37,6 | 39,3 |
Headcount (as of Dec. 31) *** | 80 | 69 | 68 |
Percentages based on figures expressed as EUR 000s
-
Excluding the two acquisitions BV Holding AG and growney GmbH ** Before non-controlling interests
*** Including Lange Assets & Consulting GmbH
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Lloyd Fonds AG
Our aspiration:
Next-generation assets
Lloyd Fonds AG is an innovative financial services provider that generates returns for its partners and customers with active, sustainable and digital investment solutions.
Established in 1995, the bank-independent company has been listed on the stock exchange since 2005. Lloyd Fonds AG has been included in Deutsche Börse's "Scale" segment in Frankfurt (ISIN: DE000A12UP29) since March 2017.
NEXT-GENERATION ASSETS
LLOYD WEALTH | ||||||
Active. Added. Value. | Individual. Added. Value. | |||||
Active fund management/ | Personal asset management/ | |||||
special mandates | special mandates | |||||
BV Holding AG *
Licensed in accordance with Section | Licensed in accordance with Section |
15 of the Securities Institution Act** | 15 of the Securities Institution Act*** |
LLOYD DIGITAL
Digital. Added. Value.
Smart investing
LAIC | growney |
AI-based investment | simple investment |
solutions for all risk classes | solutions for all |
customers |
Licensed in accordance with Section 15 of the Securities Institution Act****
* Completion of the owner control process confirmed by BaFin in a letter dated March 15, 2022. The closing of the acquisition is subject to further conditions.
** SPSW Capital GmbH *** Lange Assets & Consulting GmbH, BV Bayrische Vermögen GmbH, MFI Asset Management GmbH **** LAIC Vermögensverwaltung GmbH, growney GmbH.
The LLOYD FONDS business segment is positioned as a specialist provider of non-benchmarked equity, fixed-income and mixed funds with a clear focus on active alpha strategies. All funds are managed by experienced specialists with a proven track record and incorporate an integrated sustainability strategy in the investment process.
The LLOYD WEALTH business segment is committed to the pro- active, holistic 360° implementation of the individual goals of high net-worth clients by means of personal asset management.
The LLOYD WEALTH business segment is committed to the pro- active, holistic 360° implementation of the individual goals of high net-worth clients by means of personal asset management.
The LLOYD DIGITAL business segment offers digital and risk-optimized investment solutions for private investors and institutional clients via WealthTech LAIC and FinTech growney.
The aim of Strategy 2023/25 is to position Lloyd Fonds AG as an innovative quality leader in asset management in Germany.
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Contents
Company | Group management report | ||||
-------------------------------------- | -------------------------------------- | -------------------------------------- | |||
Management Board | 8 | 1 Fundamental information | 4 Employee and | ||
-------------------------------------- | on the Group | 36 | compensation report | 51 | |
Foreword by the Management Board | 10 | -------------------------------------- | -------------------------------------- | ||
-------------------------------------- | 1.1 Business activities | 36 | 5 Risk report | 52 | |
Supervisory Board | 12 | -------------------------------------- | -------------------------------------- | ||
-------------------------------------- | 1.2 Organization and | 5.1 Risk management system | 52 | ||
Report of the Supervisory Board | 14 | governance structure | 36 | -------------------------------------- | |
-------------------------------------- | -------------------------------------- | 5.2 Economic and sector risks | 52 | ||
Corporate governance | 18 | 1.3 Legal structure | 36 | -------------------------------------- | |
-------------------------------------- | -------------------------------------- | 5.3 Operating and strategic risks | 53 | ||
Lloyd Fonds share | 19 | 1.4 Planning and management | -------------------------------------- | ||
-------------------------------------- | process systems | 38 | 5.4 Organization and personnel | ||
Digitalization | 21 | -------------------------------------- | management risks | 58 | |
-------------------------------------- | 2 Business report | 39 | -------------------------------------- | ||
User centricity | 24 | -------------------------------------- | 5.5 IT risks | 58 | |
-------------------------------------- | 2.1 Macroeconomic and sector | -------------------------------------- | |||
Sustainability | 26 | environment | 39 | 5.6 Financial risks | 58 |
-------------------------------------- | -------------------------------------- | -------------------------------------- | |||
LLOYD FONDS | 28 | 2.2 Business performance and | 5.7 Overall assessment of risk situation | 59 | |
-------------------------------------- | economic situation | 40 | -------------------------------------- | ||
LLOYD WEALTH | 30 | -------------------------------------- | 5.8 Main characteristics of the | ||
-------------------------------------- | 2.3 Target achievement and general | accounting-related internal control and | |||
LLOYD DIGITAL | 32 | statement on economic situation | 44 | risk management system | 60 |
-------------------------------------- | -------------------------------------- | -------------------------------------- | |||
3 Results of operations, net assets | 6 Material events occurring after | ||||
and financial condition | 46 | the reporting date | 62 | ||
-------------------------------------- | -------------------------------------- | ||||
3.1 Results of operations | 46 | 7 Outlook | 63 | ||
-------------------------------------- | -------------------------------------- | ||||
3.2 Net assets | 48 | 7.1 Macroeconomic and sector | |||
-------------------------------------- | environment | 63 | |||
3.3 Financial condition | 49 | -------------------------------------- | |||
-------------------------------------- | 7.2 Business performance | 64 | |||
-------------------------------------- | |||||
7.3 Opportunities | 65 | ||||
-------------------------------------- |
4
Consolidated financial statements
-------------------------------------- | -------------------------------------- | ||
1 Consolidated income statement | 70 | 6 Notes to the consolidated | |
-------------------------------------- | financial statements | 75 | |
2 Consolidated statement of | -------------------------------------- | ||
comprehensive income | 71 | 6.1 General information | 75 |
-------------------------------------- | -------------------------------------- | ||
3 Consolidated balance sheet | 72 | 6.2 Summary of significant | |
-------------------------------------- | accounting policies | 75 | |
4 Consolidated cash flow statement | 73 | -------------------------------------- | |
-------------------------------------- | 6.3 Financial risk management | 86 | |
5 Consolidated statement of | -------------------------------------- | ||
changes in equity | 74 | 6.4 Use of estimates and assumptions | |
-------------------------------------- | and changes to estimates and | ||
discretionary decisions | 90 | ||
-------------------------------------- | |||
6.5 Segment report | 91 | ||
-------------------------------------- | |||
6.6 Notes on the consolidated income | |||
statement | 95 | ||
-------------------------------------- | |||
6.7 Notes on the consolidated | |||
balance sheet | 97 | ||
-------------------------------------- | |||
6.8 Notes on the consolidated cash | |||
flow statement | 104 | ||
-------------------------------------- | |||
6.9 Other disclosures | 105 | ||
-------------------------------------- | |||
7 Responsibility statement | 109 | ||
-------------------------------------- | |||
8 Independent auditor's opinion | 110 | ||
-------------------------------------- | |||
9 Financial calendar | 114 | ||
-------------------------------------- |
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Lloyd Fonds AG published this content on 12 September 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 12 September 2022 14:49:01 UTC.