Stock ASSMA ASSURANCES MAGHREBIA SA
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Financials Assurances Maghrebia SA

Equities

ASSMA

TN0007830011

Multiline Insurance & Brokers

End-of-day quote Tunis
Other stock markets
 06:00:00 2024-06-26 pm EDT 		5-day change 1st Jan Change
46.6 TND -3.92% Intraday chart for Assurances Maghrebia SA -0.85% -11.15%
May. 03 Assurances Maghrebia SA Reports Earnings Results for the Full Year Ended December 31, 2023 CI
2023 Assurances Maghrebia SA Reports Earnings Results for the Half Year Ended June 30, 2023 CI

Valuation

Fiscal Period: December 2020 2021 2022 2023
Capitalization 1 258.8 287.5 252 236
Enterprise Value (EV) 1 226.8 260.8 208.4 217
P/E ratio 11.2 x 9.86 x 8.52 x 7.05 x
Yield 3.25% 3.46% 4.18% 5.91%
Capitalization / Revenue 1.1 x 1.07 x 0.83 x 0.7 x
EV / Revenue 0.97 x 0.97 x 0.69 x 0.64 x
EV / EBITDA 5,402,834 x - - -
EV / FCF 5.76 x 7.55 x 40.4 x 66.4 x
FCF Yield 17.4% 13.3% 2.48% 1.51%
Price to Book 1.94 x 1.86 x 1.4 x 1.16 x
Nbr of stocks (in thousands) 4,500 4,500 4,500 4,500
Reference price 2 57.50 63.88 56.00 52.45
Announcement Date 12/8/21 12/1/22 11/17/23 5/3/24
1TND in Million2TND
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 194.4 282.6 234.5 269.6 304.1 337
EBITDA - 39.26 41.97 - - -
EBIT 1 35.11 38.35 41.06 47.01 50.52 56.8
Operating Margin 18.06% 13.57% 17.51% 17.44% 16.61% 16.85%
Earnings before Tax (EBT) 1 24.77 27.27 37.12 44.44 47.57 51.26
Net income 1 14.67 16.06 23.13 29.15 29.59 33.48
Net margin 7.54% 5.68% 9.86% 10.81% 9.73% 9.93%
EPS 2 3.260 3.568 5.140 6.477 6.575 7.441
Free Cash Flow 1 28.5 30.85 39.39 34.56 5.16 3.269
FCF margin 14.66% 10.92% 16.8% 12.82% 1.7% 0.97%
FCF Conversion (EBITDA) - 78.57% 93.85% - - -
FCF Conversion (Net income) 194.3% 192.11% 170.3% 118.55% 17.44% 9.76%
Dividend per Share - - 1.870 2.210 2.340 3.100
Announcement Date 5/7/19 12/15/20 12/8/21 12/1/22 11/17/23 5/3/24
1TND in Million2TND
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 31.8 30.4 32 26.7 43.6 19
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 28.5 30.8 39.4 34.6 5.16 3.27
ROE (net income / shareholders' equity) 15% 14.9% 18.4% 20.2% 18.3% 17.2%
ROA (Net income/ Total Assets) 3.47% 3.35% 3.17% 3.3% 3.2% 3.18%
Assets 1 422.2 479.5 730.5 883.8 925.8 1,054
Book Value Per Share 2 22.80 25.40 29.60 34.30 40.10 45.00
Cash Flow per Share 2 7.060 6.740 7.110 5.930 9.700 4.220
Capex 1 1.96 0.79 1.62 1.01 9.18 0.88
Capex / Sales 1.01% 0.28% 0.69% 0.37% 3.02% 0.26%
Announcement Date 5/7/19 12/15/20 12/8/21 12/1/22 11/17/23 5/3/24
1TND in Million2TND
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Sector Other Multiline Insurance & Brokers

1st Jan change Capi.
ASSURANCES MAGHREBIA SA Stock Assurances Maghrebia SA
-11.15% 66.9M
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BB SEGURIDADE PARTICIPAÇÕES S.A. Stock BB Seguridade Participações S.A.
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POWSZECHNY ZAKLAD UBEZPIECZE? SPÓLKA AKCYJNA Stock Powszechny Zaklad Ubezpiecze? Spólka Akcyjna
+9.71% 10.93B
ICICI LOMBARD GENERAL INSURANCE COMPANY LIMITED Stock ICICI Lombard General Insurance Company Limited
+27.00% 10.6B
Other Multiline Insurance & Brokers
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